The Credit Card Disease

Written by Jim Noel


The little disease that comes with those credit cards. Oh yes, we all get it inrepparttar mail, all those offers to get a credit card.

So tempting 0% financing for a year, no payment for 3 months, $10,000 credit line, andrepparttar 112371 most dangerous, YOU ARE APPROVED!

We have all had a credit card in our possession at one time or another. Whether it is a department store, or gas card, orrepparttar 112372 most dangerous of allrepparttar 112373 MasterCard or Visa! Good at most places inrepparttar 112374 world.

Let’s talk aboutrepparttar 112375 MC/Visa cards for a moment. These you can use everywhere, even at McDonalds. These cards tempt you with there low rates, big credit lines, andrepparttar 112376 ease of applying for one of these.

Now why do I callrepparttar 112377 credit cards a disease? Well you begin paying for that dinner out onrepparttar 112378 town, next thing you are doing is picking up a few items at your local Wal-Mart or other discount store.

You getrepparttar 112379 bill inrepparttar 112380 mail and you pay it off. Next month you put a little bit more on it, whenrepparttar 112381 bill comes you pay it in full. Well this goes on for a few months, and you think, I am in control of this situation.

WRONG! Before you know it you are charging bigger ticket items, then you have that little problem withrepparttar 112382 car, and you use your MC/Visa to pay for it. The month is coming to an end and you are running low on cash.

Well you figure I just need a few groceries, so I will just put them onrepparttar 112383 ole charge card. Wellrepparttar 112384 bill for that month arrives and your hair stands up on end becauserepparttar 112385 balance is a lot higher than you thought.

What now, I don’t haverepparttar 112386 money to pay it in full, so I will pay half of it. The cycle of spending onrepparttar 112387 credit card goes again forrepparttar 112388 next month. Sure you try to keep it down, but whenrepparttar 112389 bill comes again you have sticker shock!

And now you have that balance starting to climb, and again you cannot payrepparttar 112390 whole bill in full. Asrepparttar 112391 months go buyrepparttar 112392 ole credit card keeps getting used.

The Credit Card Disease

Written by Jim Noel


The little disease that comes with those credit cards. Oh yes, we all get it inrepparttar mail, all those offers to get a credit card.

So tempting 0% financing for a year, no payment for 3 months, $10,000 credit line, andrepparttar 112370 most dangerous, YOU ARE APPROVED!

We have all had a credit card in our possession at one time or another. Whether it is a department store, or gas card, orrepparttar 112371 most dangerous of allrepparttar 112372 MasterCard or Visa! Good at most places inrepparttar 112373 world.

Let’s talk aboutrepparttar 112374 MC/Visa cards for a moment. These you can use everywhere, even at McDonalds. These cards tempt you with there low rates, big credit lines, andrepparttar 112375 ease of applying for one of these.

Now why do I callrepparttar 112376 credit cards a disease? Well you begin paying for that dinner out onrepparttar 112377 town, next thing you are doing is picking up a few items at your local Wal-Mart or other discount store.

You getrepparttar 112378 bill inrepparttar 112379 mail and you pay it off. Next month you put a little bit more on it, whenrepparttar 112380 bill comes you pay it in full. Well this goes on for a few months, and you think, I am in control of this situation.

WRONG! Before you know it you are charging bigger ticket items, then you have that little problem withrepparttar 112381 car, and you use your MC/Visa to pay for it. The month is coming to an end and you are running low on cash.

Well you figure I just need a few groceries, so I will just put them onrepparttar 112382 ole charge card. Wellrepparttar 112383 bill for that month arrives and your hair stands up on end becauserepparttar 112384 balance is a lot higher than you thought.

What now, I don’t haverepparttar 112385 money to pay it in full, so I will pay half of it. The cycle of spending onrepparttar 112386 credit card goes again forrepparttar 112387 next month. Sure you try to keep it down, but whenrepparttar 112388 bill comes again you have sticker shock!

And now you have that balance starting to climb, and again you cannot payrepparttar 112389 whole bill in full. Asrepparttar 112390 months go buyrepparttar 112391 ole credit card keeps getting used.

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