The Best Advice Ever About MoneyWritten by Zamri Nanyan
The Best Advice Ever About Money by Zamri NanyanWanna know best ever advice you can get about money? Here it is... Let's say that you are getting regular monthly salary from work and you are happy with it. Now, at end of month (and most of time, two days after you get your paychecks), you wonder where all your money is gone. You begin reasoning. 30% of it goes to house mortgage. 20% of it goes to car payment. 10% of it goes to credit card payment. 5% of it goes to utility bills. etc, etc, etc... "That should be fine. I've got all taken care of. Next month, I'll get another paycheck and same cycle goes on and on... enough for me to survive whole life." Well, you gotta be careful now. What happens if your car broke down? What happens if your kitchen needed renovation after a heavy storm last night? What happens if you suddenly forgot that you've overspent your credit card? What happens if you fell sick? Things could be worse, and now is time that cliche "Fix your roof on a sunny day" is very much true to you. You don't want this to happen to you, right? There could be thousands of things that could go wrong in our lives but unless we realize that we need to prepare for worse, we'll never get ahead of ourselves. Sometimes, fixed salary could be a good thing for you because you can plan with what you want to do with your money on a predicatble basis. Though I strongly believe that you still need a secondary income - preferably a recurring secondary income - to improve your financial situation at any level.
| | What Kind Of Business Are You Looking For?Written by Zamri Nanyan
What Kind Of Business Are You Looking For?When someone mentions a business, many of us would think that there is a need of huge capital, a shop or a store, employees, talents, and a pile of stocks. Money making methods used to be that way probably 50 or 100 years ago. Nowadays, if you look at a trend, it's not that necessary for you to have all above factors to be in business anymore. You can have $50 in pocket and be in business or you can even build it with nothing at all. That's power of a home based business. So, what is this home based business I'm talking about? Well, one that does not require you to go to a cubicle office. The one that you can operate independently from home. Let's see some of options here. MLM or Network Marketing. Internet Business. Handicraft. Tele-marketing. Life and Health Insurance. Direct Mail Business. Song Writing. Book Writing. Running Day Care Center. And many more. Now does that give you an idea of what a home based business is? I hope it did. I'm particularly more inclined towards Network Marketing and Internet Business since I'm very much interested in creating recurring income from home. In network marketing, you are leveraging your work and time from other people. While contrary to many myths, money does not come easily in network marketing or MLM. You have to work hard for at least 2 years and you have to be willing to be coached. Doing it on your own, by your own will be a tough experience for you and you could quit half way in it. The best way to be involved in MLM or Network Marketing is to learn this industry first. You don't want to be involved with a business you know nothing about it.
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