I've always known how important it is to have goals. And that once you have a written goal you must take some action towards achieving it. I just didn't expect to have it pointed out to me so graphically as day I started to feel a little less than confident about my car!

I'd better start at beginning. For a while now, car has needed some work done on it. After all, it's isn't getting any younger and I've been starting to feel a vague dissatisfaction about it. One day, my husband and I were out for a drive. We'd just been through a very bad time with our business and were listening to something motivational on tape to buoy ourselves up. This specific tape once again stressed that there are no limits to what we can be, have or do if we just make decision.

All these incidents bring together a very important part of life - something catches your eye, you want to remember it, and to recall it brings pleasure. Now, what about your life? Everyday life starts out with a blank canvas. We are handed brushes and paints so that we can create a masterpiece of beauty or a cheap imitation of some fine piece of living. The pages of our book are blank and bare cloth waits for our artistic touch.

What we paint, write, or create depends on who we are and what we want to accomplish with our lives. Some people do spectacular landscapes, while others stay within realm of “stick” people. Some will pen sonnets and great literary volumes, while others are content with over-the-counter, weekly gossip papers. A skilled craftsman will take needle of his very existence and embroider a fine tapestry, while others would rather use paper towels.

The one thing that we all have is same 24 hours, seven days a week, and 365 days a year. No one else is given more, and no one is given less. Its like a bank account, where 24 hours is deposited daily into your account, for your use, in any way you choose. At end of day, some will have added a profit, others will have taken a loss. The only constant is that tomorrow another 24 hours will be added and choice will again be yours.

Well, you may say, life is not fair with me. I don’t have opportunities, luck, or contacts other people have. My financial situation is not what I would like it to be so that I could accomplish better things. I never have enough time and I have too many commitments.

No, everyone’s account is not same in long run. However, they started out with same deposit of 24 hours, and made their decisions to withdraw, invest, or gamble with whatever came their way. They made their choices and you made yours. Sometimes they were bad investments of time and other instances, a profit was made.