Save Money on Your Auto Insurance By Fisher Swanson
In nearly every state you have to purchase auto insurance if you drive. Here are some tips for spending less on auto insurance and getting most for your money.
Ask Around
Ask people you know and trust what insurance they use. Find out if they have ever filed a claim and how smoothly it went. Really cheap insurance doesn't amount to much if they offer horrible service.
Get Multiple Quotes
Get 3 or 4 quotes from different insurance companies. Write down as much information as possible about each insurer. If agent or representative is not willing to answer your question it's probably not a good company to buy insurance from. Don't buy from first insurance company you call!
Check Your Credit History
Some insurers factor in credit history when they calculate their rates. Unresolved issues in your credit history could affect your insurance rates.
Pick Your Car Wisely
The cost of car, make and model (sometimes even color) will affect your insurance premiums. If you are buying a new car be sure to check with your insurance company to find out what insurance for that car will be. If you have an older car and are not financing you can get by with less insurance and save a lot of money.
Ask About Discounts
Ask if there is a safe driver discount if you have a good driving record. If you don't drive much ask about a low-mileage discount. Here is a list of discounts that Insurance Information Institute (www.iii.org) recommends asking providers about.