Summer Decor

Written by Tasneem Mirza

Summer Decor Create a Comfortable, Inviting Look

Tasneem Mirza

The summer heat calls for décor that is cool, fresh and casual. This is perhaps why Shabby Chic ® achieved immense popularity predominantly inrepparttar west coast. Shabby Chic ® a phrase coined by Rachel Ashwell, a British designer-turned-Californian hit big inrepparttar 100137 1990's. Till recently Shabby Chic ® wasrepparttar 100138 sizzling trend with retail stores, television shows, books, merchandise and designers enthusiastically focusing on this décor. Currently,repparttar 100139 euphoria seems to have passed but this style is still very much appreciated and demand remains strong because it is a thrifty look, not requiring to spend thousands of dollars. This type of design theme is synonymous with white. Think Shabby Chic ® and what come to one's mind: flea market finds, rose pattern china, distressed white furniture, pastel floral, white furnishings, white crisp drapes. You are right;repparttar 100140 above elements define and bring togetherrepparttar 100141 look. The popularity is perhaps because it is most easy to accomplish with limited budget and time. This décor is not only comfortable but also easy to maintain specially with kids.

Create A Clean Bright Inviting Room For Summer You decide you want your room to have a clean, laid-back look, which is remarkably versatile and easy to live with. Start with furniture; use mostly white furniture pieces that are widely available in retail stores like Pottery Barn, Pier One Imports, Wal-Mart or can even be easily located in flea markets or thrifty antique stores. If budget restraint is holding you back, you can utilize pieces that may be ready to be discarded; simply paint them white. The paint transforms an old piece providing a clean fresh appearance. Do you have a couch that looks worn out? Easy fix; use white slipcovers extensively available at most discount stores. The slipcovers can be machine washed thus preventing anxiety with spills and other accidents

Why buying home is a good idea

Written by Ajay Pats

The Best Investment

As a fairly general rule, homes appreciate about four or five percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region.

Five percent may not seem like that much at first. Stocks (at times) appreciate much more, and you could easily earn overrepparttar same return with a very safe investment in treasury bills or bonds.

But take a second look...

Presumably, if you bought a $200,000 house, you did not pay cash forrepparttar 100136 home. You got a mortgage, too. Suppose you put as much as twenty percent down - that would be an investment of $40,000.

At an appreciation rate of 5% annually, a $200,000 home would increase in value $10,000 duringrepparttar 100137 first year. That means you earned $10,000 with an investment of $40,000. Your annual "return on investment" would be a whopping twenty-five percent.

Of course, you are making mortgage payments and paying property taxes, along with a couple of other costs. However, sincerepparttar 100138 interest on your mortgage and your property taxes are both tax deductible,repparttar 100139 government is essentially subsidizing your home purchase.

Your rate of return when buying a home is higher than most any other investment you could makeIncome Tax Savings

Because of income tax deductions,repparttar 100140 government is subsidizing your purchase of a home. All ofrepparttar 100141 interest and property taxes you pay in a given year can be deducted from your gross income to reduce your taxable income.

For example, assume your initial loan balance is $150,000 with an interest rate of eight percent. Duringrepparttar 100142 first year you would pay $9969.27 in interest. If your first payment is January 1st, your taxable income would be almost $10,000 less - due torepparttar 100143 IRS interest rate deduction.

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