Structured Settlement – Guaranteed Income for those with Disabilities

Written by Charles Essmeier


Up until twenty years ago, anyone who won a lawsuit as a result of a claim involving worker’s compensation, wrongful death or accident had to accept a lump sum payment as their compensation. The payment would be intended to be invested, withrepparttar beneficiary living off ofrepparttar 136248 proceeds for as long as their recovery was expected to take. In many cases, this type of settlement works fine, but in other cases,repparttar 136249 results are a disaster.

It is difficult enough for someone who has been throughrepparttar 136250 trauma of an accident or illness to have to adjust to a new lifestyle without having to also become an expert inrepparttar 136251 art of financial investing. If you have been active all of your life and you suddenly find yourself in a wheelchair and having to handle assets of several hundred thousand dollars or more, you could be overwhelmed. You could hire someone to handlerepparttar 136252 investments for you as well asrepparttar 136253 tax issues, but what ifrepparttar 136254 person you hired wasn’t trustworthy? What if you hired a greedy relative who took all ofrepparttar 136255 money? What if you hired someone incompetent?

These problems, and statistics that show that people who receive large sums as compensation for accident, injury, or wrongful death often spend all of their money in a short

How to Negotiate Debt Settlements

Written by Gary Gresham


Knowing how to negotiate debt settlements isrepparttar key to securing your financial future. Debt negotiation isrepparttar 136247 process where in you will contact your creditors and will appeal to them with an offer to pay offrepparttar 136248 amount you owe in easier installments that decreaserepparttar 136249 principal quicker. Learning how to negotiate debt settlements can be a lengthy process and you may have to appeal to many people withinrepparttar 136250 companies you owe, but this process isrepparttar 136251 best way to decreaserepparttar 136252 fees and interest that cripple your capacity to ever really pay off your debt. There are four easy steps to follow to ensurerepparttar 136253 process goes as smoothly as possible, and to give you confidence in fixing debt problems. The first step to successful debt negotiation is to organize all of your debts and stop any compulsive spending. Find all ofrepparttar 136254 documents you have concerning your debts, including bills and notices. Assess your interest rates, any fees you pay on a regular basis, and any charges you accrue either by maintaining a balance in excess of your credit line or with late payments.

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