Stop thinking about it ... do it,repair your credit

Written by Joe L.Golson

If your credit is messed-up like mine use to be and you are thinking of doing something about it.It's time to stop just thinking and do something about.Do you knowrepparttar longer you wait to start fixing your credit,the worst it get and it take longer to repair your credit It is not my place or goal to make ethical decisions for anyone.But to provide you withrepparttar 136369 credit repair information you need to make an informed decision It'srepparttar 136370 decision ofrepparttar 136371 person whose family can't buy a home, or a new car, or get credit cards-- and with numerous derogatory credit items often if they can get these things--repparttar 136372 interest rates are so high they can't makerepparttar 136373 payments...

We know that bad things happen to good people. Maybe you got injured or sick and couldn't work, or co-signed andrepparttar 136374 creditor didn't tell you thatrepparttar 136375 payments weren't being made, or you were a victim of credit fraud, or maybe you just got in over your head and now your creditors andrepparttar 136376 bureaus are making you and your family pay for that mistake....not to mentionrepparttar 136377 money you are paying because you need credit repair Thanks torepparttar 136378 many laws that have been enacted by our government for your

The Softer Benefits Of Corporate Giving

Written by Veronica Fielding

Have a favorite charity or non-profit community cause to which you contribute time and resources? Chances are your company will be interested in supporting it, too.

According torepparttar Giving USA 2004 study released byrepparttar 136285 Giving USA Foundation inrepparttar 136286 summer of 2004, American individuals, estates, foundations, and corporations gave an estimated $240.72 billion to charitable causes in 2003. Inrepparttar 136287 US, duringrepparttar 136288 five years spanning 1998-2002, corporations contributed $55 billion, (5%) ofrepparttar 136289 total $1135 billion. Corporations also gave through foundations, which contributed an addition $121 billion (11%) ofrepparttar 136290 five year total.

People tend to be aware that there are financial benefits to corporations for donating to charities and that corporations want to be good, forward-acting citizens. What people—and many organizations—don’t realize yet is that there are still other motivators and benefits for corporate giving. The fact is, increasing numbers corporations are extendingrepparttar 136291 benefits of their corporate giving activities by leveraging them as team building programs and employee support initiatives that increase even furtherrepparttar 136292 benefits these activities bring torepparttar 136293 company itself.

For example, according to Marjorie Polycarpe in a December 2003 article Re-Examining Workplace Giving Programs (, she quotesrepparttar 136294 manager ofrepparttar 136295 employee giving campaign at American Express, Angela Woods, who discussed how her company involved employees early on in their planning process for corporate giving activities to help guide their choices for charities. Getting employee input helped American Express identifyrepparttar 136296 causes and charities that were most important to their employees.

This approach helps organizations communicate to their employees that they respect and support their employees’ donations of personal time and resources. It also helps companies demonstrate that support, by forming foundations, by contributing cash, in-kind gifts, and/or matching programs, and by encouraging other employees to get involved in particular causes and facilitating their involvement.

When companies form foundations, they establish organizations focused on giving to a particular cause or which is authorized to contribute to approved organizations.

Companies can also contribute cash gifts directly to charitable organizations.

When companies donate non-cash resources, these are called in-kind gifts. In-kind gifts can be products thatrepparttar 136297 company produces, moved out of its inventory, or they can be can be other items thatrepparttar 136298 charity can use, such as furniture, computers, food, etc. When companies contributerepparttar 136299 services for which they normally charge clients, for example, marketing or legal services, these in-kind gifts are called pro bono donations.

To help support charities that their employees contribute to or to encourage employees to contribute to charities already supported byrepparttar 136300 organization, companies can enable donations to come directly fromrepparttar 136301 employee’s payroll check. Frequently when such systems are in place, they are part of a company matching program which hasrepparttar 136302 company match, or exceed by some percentage, cash donations made byrepparttar 136303 employee. So, for example, if an employee contributes $50 per pay period to an authorized charity,repparttar 136304 company would contribute $100 per pay period in a 2:1 program. The company would be contributing in a similar manner for all ofrepparttar 136305 other employees inrepparttar 136306 program.

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