Stop Wasting Money When You Fill Your Car Up With Gas – Part 2Written by Tim Gorman
As I stated in my previous article - It’s no big secret - gas prices are rapidly rising. This additional cost for fuel has become a financial burden for many consumers. This second installment to my first article gives more tips and advice on how to save money when filling your car up with gas. Previously I mentioned merits of performing regular routine maintenance on your vehicle. The benefit to do this will greatly reduce your fuel costs and save you money. It’s also a good idea to start a fuel log. The rational behind this is simple if you record all of your gas purchases and mileage you travel you will start to develop habit of knowing exactly how much that you are spending in fuel costs. Make sure to keep notes on where cheapest gas stations can be found. You’ll want to use this log to see patterns of driving that you can change in order to cut down on your fuel costs. Did you know that average fuel economy of new cars and trucks in United States and Canada has increased by over 130 percent for cars and 75 percent for trucks? This means that you are driving a better more efficient vehicle, which should equate to a lower fuel bill. However this depends on level of maintenance you perform on your automobile. If you notice that your gas efficiency is decreasing it could be an indicating factor that your car needs servicing. Don’t hesitate to perform your routine maintenance. Do so will end up costing you more money then you need to spend on gasoline and could ultimately lead to more expensive car repairs. Make sure to always purchase freshest gasoline possible. You can do this by buying your gas at a busy service station. A slower station may not need to fill its underground pumps on a regular basis allowing for older gas to be present. Older gas can become contaminated resulting in less efficient fuel which means a higher gasoline bill for you.
| | What Are The Auto Liability Insurance State Minimums For My State?Written by Tim Gorman
As you shop online for best auto insurance deals you may begin to ask yourself what exactly is required by law when it comes to auto insurance. Fortunately this article outlines auto liability insurance state minimums that you are required to have in order to legally drive in United States. No matter what state you drive in all of them have financial responsibility laws and require motorists to purchase minimum amounts of auto liability insurance except for Tennessee, Wisconsin and New Hampshire. Many websites and advocates of insurance (to include myself) recommend having a minimum of $100,000 for bodily injury protection per person and at least $300,000 for property damage costs and physical injury costs. The main reason for this is due to increased amount of money needed to rectify an accident is usually more then what states declare as minimum amount of insurance coverage needed. I have compiled following information from American Insurance Association, Property Casualty Insurers Association, and Insurance Information Institute. It shows auto liability insurance state minimums as required by each state. In order to understand numbers you must know what mean. The first two numbers are for bodily injury liability and third number represents minimum amount of property damage liability. As an example my home state of Missouri shows following - Missouri 25/50/10. This means Missouri requires as a minimum coverage up to $50,000 for all persons injured in an accident, subject to a limit of $25,000 for one individual, and $10,000 coverage for property damage.
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