They're part of what we thought we "should do" vs. being a "must do"! Excuses come from us not being able to take our own "no's". They're what we say to people so that we "don't hurt their feelings". Excuses are what we say so that others don't hurt us. Excuses are part of what we're tolerating in our life (that which draws out our energy and squashes it)!

Excuses come back to haunt us unless we look at them as gifts from clients or friends or ourselves. Have you ever received an excuse for "something" and thought -- Is that person kidding with that excuse? Why didn't they just say NO? OH! ... I am doing same thing to "so and so".

Say NO!!! Sometimes saying "NO" to someone means saying "YES" to someone even more important -- YOU!

My financial objective is to quadruple my money every year. To do so, programs I participate in should be able to produce, on average, at least a 100% quarterly growth rate. To accompish these goals,

Learn about financial instruments that produce high yields, Learn how to participate in high yield investment programs, Make higher than average yields on my money over a long-term basis, and, Learn about and participate in asset protection programs.

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Foghorn's Enlightening Tips! (1) Set an exact amount of money that you are willing to lose. No matter what comes along, don't go back to bank. Whatever maximum amount is that you are willing to lose, only spend one-half that amount to start and wait for some money before you spend any more.

(2) Start with programs that have been paying for a while. Check rumour mill to see if they are experiencing any paying problems. If there's slightest hint of trouble, find something else. Even if there really isn't a problem, rumour mill can create one.

(3) "Don't spend it all on one place. Don't put all your money in one type of program. Pick a couple of different types of programs (loan, trading, network marketing - with nominal sponsoring). Pick different payment time frames, weekly, monthly, yearly, etc.