Setting Boundaries: Business Clients and Boyfriends

Written by Ellen Zucker

by Ellen Zucker

Setting boundaries is necessary in any human relationship.

Whether you’re dealing with an overly demanding business client or a boyfriend with wandering hands, sometimes you just have to say “No!”

In fact, there are many parallels creating successful relationships with business clients and boyfriends.

For both, most problems can be avoided by laying down clear, straightforward boundaries.

Inrepparttar business arena setting boundaries is done by negotiations, written materials such as rate sheets and brochures, and most important, contracts.

Good relationships enjoy a certain amount of give-and-take and compromise. But when demands become unreasonable, it is time to say put your foot down.

That is because human relationships work best when they are conducted with mutual understanding and respect. Intelligent boundary setting goes a long way to set up a structure where mutual respect can flourish.

Good relationships are based on an even exchange. Generally,repparttar 146735 exchange is money for goods or services onrepparttar 146736 part of you and your business client. Forrepparttar 146737 boy and girlfriends it will be a mutual emotional commitment.

A girl who gives her heart and soul to a boy who is looking for a ‘one-night stand’ is an example of someone who enters into an unequal exchange.

Is that situation really so different from a small business trying to break in with a large, high profile client who can pick and choose among many small vendors? It is not uncommon for some less than scrupulous large clients to seek out small hungry suppliers, give them orders large enough to monopolize their capacity, and demand all manner of concessions.

In both cases,repparttar 146738 small partner, likerepparttar 146739 besotted young girl, wantsrepparttar 146740 partner too much.

What is Equity Financing vs Debt Financing?

Written by Jose Valdez

If you are starting a business and are looking at your financing options, there are two types of financing available: equity financing and debt financing.

Debt Financing Debt financing means taking out a loan (money that is to be paid back over a certain period of time, usually with interest). Debt financing is either short term (the loan is to be repaid in less than a year) or long term (the loan is to be repaid in more than a year). Lending parties will also look closely atrepparttar business's debt-to-equity-ratio.

When taking out a business loan,repparttar 146734 only obligation ofrepparttar 146735 business is to repayrepparttar 146736 loan according torepparttar 146737 terms that were agreed upon. The lending party does not gain ownership inrepparttar 146738 business.

Many lending institutions requirerepparttar 146739 owner(s) of smaller businesses to personally guaranteerepparttar 146740 loan. In such a case,repparttar 146741 commercial loan becomesrepparttar 146742 same as a personal loan.

If you are starting a home based business and are looking to take out a commercial loan, then you will be definitely be asked to personally guaranteerepparttar 146743 loan.

Advantages of Debt Financing The biggest advantage of debt financing is thatrepparttar 146744 lending party does not gain any part of ownership of your business and your only obligation to lending party is to repayrepparttar 146745 debt. Also, repayment ofrepparttar 146746 loan is typically a fixed expense, accordingrepparttar 146747 terms ofrepparttar 146748 loan.

Dis-Advantages of Debt Financing The biggest dis-advantage is thatrepparttar 146749 business will not have all of its cash flow available to do business. Also,repparttar 146750 interest that is owed can be high.

Equity Financing Equity financing is when you (the business owner) sell an ownership interest in your business in exchange for money. The business owner andrepparttar 146751 investor(s) sharesrepparttar 146752 business andrepparttar 146753 risks that come with it.

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