Selling for Beginners

Written by Ben Botes


Selling for Beginners by Ben Botes

By: Ben Botes, Copyright 2003 - 2004 www.My1stBusiness.com

Speak to almost any self employed professional and most of them will say that they love their job but don't care much for selling their services. Here's some advice to help all those reluctant professionals who need to sell to clients.

We have identified 9 basic selling skills that will help you to sell your product or service. Ensure that you and your sales team master these skills and you will be successful at selling.

Research shows that fear of selling is one ofrepparttar greatest barriers to business success and, often, professionals arerepparttar 116748 worst of all. But whether you are an accountant, advertising excec or business coach you still have to sell to keep repparttar 116749 business coming in.

We have found a few ideas that will help you to become successful at selling yourself. The main idea is to know your product, know your client and be prepared and professional. The following tips will greatly enhance your ability to sell.

Acknowledge repparttar 116750 value of selling

Be positive in attitude, love selling. It is widely accepted thatrepparttar 116751 excitement and enthusiasm ofrepparttar 116752 salesperson accounts for around 50 per cent of success in selling. In a world in which everything counts,repparttar 116753 excitement and enthusiasm ofrepparttar 116754 salesperson affectsrepparttar 116755 customer's responds.

Manage your sales activities effectively

As a salesperson, you are responsible for results. You can achieverepparttar 116756 required result by setting it as a goal, and then resolving to payrepparttar 116757 price that must be paid to achieverepparttar 116758 goal. You need to establish clear sales goals. The subconscious mind responds to clarity. Having establishedrepparttar 116759 sales goals, it is necessary to determinerepparttar 116760 actions or activities which must be undertaken to achieve those goals.

Know your product

Know your product, its benefit and competitive advantage

Why does your customer buyrepparttar 116761 product or service? What benefit do you sell? It might look like a haircut, but it's probably admiration. It looks like a motorcar, but it's probably status. It might be called a bungee jump, but it's probably excitement. If you're selling to other companies,repparttar 116762 benefit is probably increased sales, lower costs or higher profits.

Identify your customers

Why should anybody buy your product or service? What isrepparttar 116763 benefit or improvement in their condition? Whose life will be enriched? Who will getrepparttar 116764 greatest improvement from your product or service? With which customers does your competitive advantage make a difference? With which customers does your competitive advantage make repparttar 116765 biggest difference? Customers want to be more, have more, do more.

Tips for first time home buyers

Written by Ajay Pats


There's good news for renters! Recent dramatic changes inrepparttar mortgage finance industry have placed homeownership within easy reach of a greater number of people. A common obstacle today in purchasing a home isrepparttar 116747 outdated notion that obtaining a mortgage is an awesome task. Often, it is a lack of simple information, rather than a lack of money, that keeps people from even considering filling out a loan application. In fact, many can afford a new home forrepparttar 116748 same or slightly more than they are paying in rent now. The following tips can help potential homebuyers findrepparttar 116749 right start in locating a new home they can live in and a mortgage they can live with.

1. Pre-Qualify Before You Buy Pre-qualification allows you to get an idea of your borrowing potential before beginning your home search. Pre-qualification is usually free andrepparttar 116750 buyer's ability to purchase a home can be confirmed quickly. This step increasesrepparttar 116751 buyer's leverage position with Realtors and sellers.

2. Demonstrate You Can Pull Your Weight A mortgage lender wants to know that your income can comfortably cover monthly mortgage payments and your assets are sufficient to coverrepparttar 116752 downpayment and closing costs. Acceptable sources of household income include earnings from your regular job and any secondary jobs, as well as overtime, commissions and bonuses. Also acceptable are interest and dividend income; social security, VA and retirement benefits; disability, welfare and unemployment benefits, alimony, child support and other entitilements. A steady work history - continuous employment atrepparttar 116753 some company or line of business with consistent or rising income - helpsrepparttar 116754 lender determine your ability to maintainrepparttar 116755 responsibility of a mortgage.

3. Make It Understood, Your Credit Is Good Looking at your credit history is another way mortgage lenders determine your obligation to pay back a loan. Good credit history consists of a two-year history of prompt payments, a good record of on-time payments and no outstanding judgments or liens. Your mortgage consultant can help you address and correct any past credit problems in such a way that your chance of credit approval will be greater. For example, if you have ever encountered some credit problems due to a lengthy illness, proper explanation forrepparttar 116756 problem can go a long way to rectifyrepparttar 116757 negative perception created by a temporary set back.

4. The Program Is Key - Not The Rate You See Don't be misled by a lowball rate; be sure to check outrepparttar 116758 details ofrepparttar 116759 loan program. Most mortgages have either a fixed rate (payments remainrepparttar 116760 same forrepparttar 116761 life ofrepparttar 116762 loan) or an adjustable rate (payments adjust up or down in accordance with national interest rates) and a term (amount of time you have to repayrepparttar 116763 loan) of either 15 or 30 years. Downpayment requirements differ from program to program. There are many first-time buyer programs that require as little as 3% down, as opposed to conventional programs that require up to 20% ofrepparttar 116764 new home's sales price. Easier qualifying guidelines and reduced closing cost options are features of many ofrepparttar 116765 programs available.

5. Pick A Real Estate Pro, Someone In-The-Know Find a well-established Realtor who is familiar withrepparttar 116766 areas of your choice. Ask real estate professionals if they will be representing you as a sub-agent or as a buyer-broker agent. Selecting a qualified agent, who is able to answer your questions regardingrepparttar 116767 area, population, school districts, taxes, etc., will be a big time-saver, since he or she will save you a trip torepparttar 116768 local records department.

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