SOCIAL SECURITY DISABILITYWritten by Jinky C. Mesias
The supplemental security disability income programs are largest of federal programs that aid people during their disabilities. Moreover, only those individuals who have disability and meet medical criteria may qualify for benefits under this program. Most of people who qualify under this category are aged, blind as well as disabled people who have little or no income. The purpose of supplemental disability programs is to provide cash to disabled individuals in order for them to meet their basic needs for food, clothing and shelter. For people to qualify for supplemental disability income programs, first they must have worked in jobs covered by social security. The second qualification is that their medical condition must meet social security’s definition of disability. Furthermore, benefits usually continue until disabled social security member is able to work again on a regular basis. There are also a number of special rules called work incentives, which provide continued benefits as well as health care coverage to help disabled member in going back to work. However, for individuals who have been diagnosed to experience permanent disability, disability benefits will automatically be converted to retirement benefits at same amount.
| | WHY PAY YOUR SOCIAL SECURITY TAXES?Written by Jinky C. Mesias
Why pay your social security taxes? It is important to pay your social security taxes in order for you to earn your social security credits. These social security credits can help you and your family qualify for various benefits provided by social security like disability and survivors’ insurance coverage. These benefits will cover you whether you are working for an employer or whether you are self-employed. Aside from disability and survivor benefits, there are also retirement benefits as well as Medicare protection that covers not only you but also your whole family. The Medicare protection is especially helpful during times when you or your family is in need of an operation or hospital confinement. Moreover, Medicare protection is available up to your age 65. In cases wherein you become disabled, social security has disability benefits that will cover your expenses for up to one year or may be longer depending on severity of your condition. Through social security you are given worry-free time to recuperate. However, you will be considered disabled if and only if you cannot do work you are doing before because of your medical condition. The disability must also last for at least a year or to result in death. The disability benefit is usually paid on sixth full month of your disability, this is done by
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