Restore Your Credit Rating And Reduce Debts

Written by Ken Austin

Your credit rating affects many areas of your life. Opening new credit accounts, buying a home or car, getting a new job, and receiving discounts on insurance rates are just a few ofrepparttar things that are impacted by your credit score. Millions of people have inaccurate information, errors, and out dated information on their credit report. These errors can cause your credit score to drop dramatically, which adversely affects numerous aspects of your life. Credit repair services can help you raise your credit score and get rid of old accounts and inaccurate information.

Creditors often report information that is incorrect and you may even have accounts on your credit report that do not belong to you. Even credit accounts that are listed correctly can be removed form your credit report ifrepparttar 149806 creditor cannot proverepparttar 149807 information is accurate and up to date. You can legally rid yourself of many items on your credit report and raise your credit score. This will enable you to make important purchases and take advantages of discounts that would otherwise be unavailable to you. The major credit bureaus control a major portion of our lives. It is important to be diligent in monitoring your credit report and make certain any inaccurate information is removed.

Pro's & Con's of Investing in Bonds

Written by Mika Hamilton

What are Bonds?

A bond is a debt security, by which you are lending money to a government, municipality, corporation, federal agency or other entity known asrepparttar issuer. In return for investing inrepparttar 149779 bond,repparttar 149780 issuer promises to pay you a specified rate of interest duringrepparttar 149781 life ofrepparttar 149782 bond and to repayrepparttar 149783 face value ofrepparttar 149784 bond (the principal) when it becomes due.

Why Invest in Bonds?

It is always prudent for an investor to maintain a diversified investment portfolio consisting of bonds, stocks and cash in varying percentages, depending upon individual circumstances and objectives. Bonds help you to diversify your portfolio, thereby, reducing your risk exposure.

Investing in bonds provides a predictable stream of income and repayment of principal.

Bonds maturing within three to five years will hold on torepparttar 149785 value that they are worth. They offer some protection against stocks related losses in a portfolio.

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