Recounting Your New Year Resolutions

You may freely reprint this article in a print or online magazine, e-zine, or newsletter provided you leave byline intact, don’t change content, and make The Dabbling Mum web address clickable. Please consider sending a courtesy copy for my records. Send an email to dabblingmum@yahoo.com

Recounting Your New Year Resolutions By Alyice Edrich

Can you believe we’re in middle of March already? It seems older I get, faster time tries to slip away from me. How are you doing on your New Year’s resolutions?

Since we’ve hit quarter mark of this glorious New Year, I felt it only appropriate to take inventory of my resolutions. And guess what I’ve found? For first time in years, I am finally right on track!

Don’t let procrastination, lack of organization, busyness of life, or too many obligations rob you of meeting your goals this year. Break them down into bite size pieces and work on them every week.

Here’s what I’ve been doing. I have three files on my computer, one titled “task list,” one titled “goals of week master,” and one titled “goals of week.” And here is how I have them broken up:

•Task List: I have my long-term goals broken into categories and every time a new idea pops in my head, I place it in appropriate spot on my long-term goals list. That way, I never feel pressured to get those new ideas done today for fear of forgetting about them, and I won’t lose them on a slip of paper that I accidentally throw away. •Goals of Week Master List: My main business duties, ones that are repetitious and have to be done every week, are broken down into digestible chunks and saved in this file. This is file I use to begin tailoring my goals of week. •Goals of Week List: This is sheet I work from every week. Every Sunday evening, I sit down and plan my week. I break it down into digestible projects and write a single line sentence for each project; not too detailed, just enough that it reminds me of task at hand. I try to list my projects according time each project needs to be completed during week, and then break it down a step further by listing short projects first and finally, I print my goals list out. If something new comes up that has to take priority, I simply write that project in left hand column. Every time I achieve my goal of completing a project, I cross it off my list. This visual is very important in keeping me on task. Then every Friday, I transfer over things I didn’t complete to next week’s goals list.

Free Opportunity in Mortgage Acceleration Industry

One of largest untapped industries in small business sector is Biweekly Mortgage Accelerations market. With, over 52 million mortgages active today in United States, and only about 2% of these mortgage holders aware that they can prepay their mortgage for a substantial savings, market is poised for growth. Biweekly Mortgage Acceleration is a form of prepaying a home mortgage, without changing terms or conditions of mortgage. It simply changes way mortgage owner pays it, and way in which payments are applied to lender. Instead of sending monthly checks for full amount, half of regular monthly payment is debited from clients checking or savings account every other week. By paying this way, an extra one half payment is applied to mortgage every six months. This allows equity to be created almost 300% faster than conventional payment methods, and reduces length of mortgage 7 to 10 years. And, finally it saves mortgage holder up to $70,000 on interest paid to lender, although this program is endorsed by newspapers, magazines, and U.S. Government, few homeowners are aware these types of programs exist. The most common obstacle facing entrepreneurs thinking about getting into mortgage acceleration industry is cost of these programs, which can range from a few hundred to a thousand dollars. But, a company called Consumer Mortgage Reduction Service is offering entrepreneurs a chance to get involved in this industry for free. As a Mortgage Accelerations Representative, income potential is phenomenal, more than other types of ventures and it can be started from home on a shoestring budget.