RETIREMENT – CAN YOU AFFORD IT?Written by Mandy Nield
Every day you work is one day closer to your retirement. But can you afford to stop work? If you were unable to go to work for 6 months due to illness or injury, would you still have enough income to support yourself and your family? Even if you kept working, would you have enough money put aside to comfortably retire after a hard lifetime of work? If you kept working or doing as you’re doing today, for next 10 years, would you be in a better position to retire? Have you ever calculated whether your superannuation or pension is going to be enough for you to retire on?
For most people these questions either remain unanswered or have negative responses. Facts say that most people ARE NOT planning for their retirement and if they are, they’re not putting anywhere near enough away to support themselves.
So where does that leave us all? What can we do about our plight?
Well, there is some great news. There is an investment vehicle that can not only put cash in your pocket immediately, but also has a proven track record of doubling its value every 7 – 10 years. What is this golden investment? It’s none other than PROPERTY.
How to Balance Your Checkbook – Get a Calculator and Pencil and You are Ready To Go!Written by Robb Ksiazek
Despite how easy it is to balance a checkbook, very few people take time to do it and few who do, don’t always do it right way. If you write down in your checkbook ledger what should be deducted and added, you are on right track – if not, start there and follow these nine easy steps to a balanced checkbook. Once you are comfortable with these nine steps, it is possible to balance your checkbook each month within 30-45 minutes.
With very little effort, it is easy to keep track of expenses and stay out of trouble with your bank. Balancing your checkbook is very important because you will avoid overdraft or insufficient funds fees due to bouncing checks because of not knowing your balance. In addition you will protect your credit and verify that your financial institution has made no mistakes. You’ll also be able to keep better track of cash flow and manage your money with far fewer headaches and surprises.