Protect Your Good Name-- Tips to Prevent Identity Theft

Written by Larry Denton

What is identity theft? The short answer is that identity theft is a crime. Also known as identity fraud, identity theft involves someone obtaining and using your personal data, such as your name, address, telephone number, phone card or credit card number, mother's maiden name, and Social Security number, without your knowledge to commit a criminal act.

Most often your personal information is illegally used to commit some form of financial fraud or deception, typically for economic gain. Whether they buy something on your credit, obtain money from your bank account, or obtain new credit in your name,repparttar identity thief usually intends to obtain goods and services in your name, and ultimately leaverepparttar 144076 bill with you. Since this is being done without your knowledge, it is quite possible that you could end up owing thousands or even tens of thousands of dollars beforerepparttar 144077 crime is even discovered.

Unlike your fingerprints, which are unique to you and can not be given to someone else to use, your personal data, particularly your Social Security number, your bank account or credit card number, your driver's license number, and other valuable identification data can be used, if they fall intorepparttar 144078 wrong hands, to personally profit at your expense.

Inrepparttar 144079 United States and Canada, for example, many thousands of people have reported that unauthorized persons have withdrawn funds out ofrepparttar 144080 bank accounts, or,repparttar 144081 worst cases, taken over their identity altogether, running up vast debts and committing crimes while usingrepparttar 144082 victim's name and identification. In many of these cases, a victim's losses may include not only out-of-pocket financial losses, but substantial additional financial costs associated with trying to restore his reputation inrepparttar 144083 community and correcting erroneous information for whichrepparttar 144084 criminal is responsible.

Businesses are not immune from identity theft. Upon applying for credit, a small business may discover it has a history of nonpayment of bills--debts run up by an identity thief. Thus, a business in need of a loan may get a double surprise of being denied credit and learning that it will not be able to obtain funds until it clears uprepparttar 144085 accumulated debts incurred by somebody else.

Blu Ray Discs The New DVDs

Written by Chuck Red

Blu-ray disk is a disk which is compatible with current CD+DVD technology. It isrepparttar same format but offers greater data capacity, and it's development is currently supported by leading hardware manufactures such as dell and HP as well as blank media manufactures.

CDs have a capcity of 650MB and DVDs a capacity of up to 8.5Gb

Blu ray disks were originaly develped for high definition video distrobution. The disks when used for high definition TV recording can store up to 7 hours of HDTV.

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