By Stephen Bucaro

Many people are starting an online business without a thought about danger this may pose to their personal assets. The type of protection you need depends upon nature of your business and amount of your personal assets.

If you have no personal assets, you probably don't need much protection. They say "you can't get blood from a turnip". Hey, if someone wants to take over your credit card debt, they are welcome to it!

But if you do have investments, or own a home, and someone sues your business, they could take your personal assets. If you do not incorporate your business, by default it is a "sole proprietorship". This means your business is YOU and your assets are at risk.

If your product is something like greeting cards, then you are not extremely vulnerable to a lawsuit. You would think it would be difficult for someone to be harmed by a greeting card, but someone might interpret prose on card as personal character defamation, or they might get a paper cut from card. Remember a few years ago when a lady sued McDonalds after she burned herself by placing a cup of hot coffee between her legs?

If your product is a food item or a physical object, you could be especially at risk of a lawsuit. The list below provides some steps you should take to protect yourself if you run a business.

1. Incorporate your business. A corporation is treated like a separate individual. If corporation is sued, your personal assets cannot be taken. You don't need to pay a lawyer $1000 to file papers to incorporate your business. You can do it yourself for about $50.

By Stephen Bucaro

People who dress frumpy at work may be more comfortable, but they end up working for those who dress with style. People like to dress with style because it makes them feel good. When people feel good, they do better work and interact more powerfully with other people.

Unfortunately, style is difficult to find in today's look- alike manufactured world. Have you ever shopped for clothing or accessories and found something that you might have purchased if only design was just a little different? If you have an eye for style, you can profit from demand for stylish clothing and accessories.

Jill Edwards started out as a lab technician at a clam farm. One day she decided to use her mother's sewing machine to make handbags to give as gifts. Today she sells her limited edition handbags on Web for between $80.00 and $130.00. visit http://www.lauraslids.com and click on "Collections" menu to see Jill's designs. When you order, Jill handcrafts a bag specifically for you.