Property Investing: How to Get Maximum Retail Price in a Falling Market with Vendor Financing

Written by Rick Otton


In a falling market, many vendors have been conditioned to lower their price if their property is not selling. That's because they don't know about vendor financing. If a vendor offers financing to a new buyer, it's called vendor financing. By offering financing, a seller can receive top retail price from their buyer. Here's how it works,repparttar seller can instruct their agent that they're willing to financerepparttar 143295 buyer into all or part of their property. Perhaps,repparttar 143296 new buyer will receive 10% vendor financing fromrepparttar 143297 seller, get a bank loan forrepparttar 143298 remaining 80% and put in 10% themselves. The seller will not negoiate on price, because they are offering "terms" such as financing torepparttar 143299 buyer. The buyer is receiving financing fromrepparttar 143300 vendor as well asrepparttar 143301 bank. In this arrangement,repparttar 143302 seller benefits because they receiverepparttar 143303 price they want in exchange they offer vendor financing torepparttar 143304 new buyer.

5 Ways To Prevent Credit Card Late Fees

Written by Gary Gresham


Paying a credit card late fee isrepparttar same as throwing your money away. Late credit card payments can also hurt your credit score. The payment tips and strategies here will show you how to prevent these costly fees. When credit card companies process credit card payments, every single detail is extremely important. Get even one of these small details wrong and you will have to pay credit card late fees. The Fair Credit Billing Act requires credit card companies to credit paymentsrepparttar 143223 day they are received. However, this law also allows each credit card issuer to set their own specific payment guidelines. If any of these guidelines are not met,repparttar 143224 credit card company can take as much as five days to creditrepparttar 143225 payment. That means you can get your payment to your credit card company on time and it could become late during that five-day period. The credit card company could legally charge you credit card late fees. So it's in your best interest to follow their payment guidelines carefully. The payment guidelines are usually onrepparttar 143226 back of your credit card bill. Here isrepparttar 143227 five best ways to prevent credit card late fees. 1. Follow Credit Card Payment Guidelines Carefully This includes everything from a specific payment address torepparttar 143228 time of dayrepparttar 143229 payment has to be received to be credited that day. Some companies even require that payments arrive in their preprinted envelope they sent you with your bill. To be safe, always userepparttar 143230 preprinted envelope provided by a credit card company. Includerepparttar 143231 billing coupon, and writerepparttar 143232 amount you are paying inrepparttar 143233 box provided. Make your check legible, don't forget to sign it and double check thatrepparttar 143234 payment amount is correct. Write your credit card account number on your check and sendrepparttar 143235 payment withrepparttar 143236 proper postage torepparttar 143237 payment address requested byrepparttar 143238 credit card company.

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