Pricing your House To Sell

Written by Amie Walton


Your asking price is likelyrepparttar most difficult - and crucial - decision you'll make when you put your house onrepparttar 112193 market. Ask too little and you risk leaving money onrepparttar 112194 table unnecessarily. Ask too much and you may scare off potential buyers. Most Sellers set their initial asking price at an amount somewhat higher than they are actually willing to accept, fully expecting a buyer to openrepparttar 112195 bidding with a lesser amount.

While price isrepparttar 112196 most frequently negotiated item in any home sale, you may be able to creatively provide financial value to your buyer - without lowering repparttar 112197 price alone.

  1. major appliances such as your stove, fridge, dishwasher and microwave offer good negotiating power - while you'll likely be including some of them in your asking price, consider excluding some fromrepparttar 112198 listing (the washer and dryer perhaps) to use as a future bargaining chip;
  2. window treatments, air conditioners, central vac, and ceiling fans are other extras that might entice your buyer and can be easily included later on in a counter-offer;
  3. study your buyers' personal situation and think of ingenious ways to sweeten repparttar 112199 offer that makes sense for both of you - if they're first time buyers and you are moving to a condo, includerepparttar 112200 lawn mower and gardening tools (or other items you may be planning to dispose of) in your next counter-offer;
  4. if your existing mortgage rate is lower than current market rates and your mortgage is assumable, consider offering it to your buyers for savings they can count on afterrepparttar 112201 closing - they'll enjoy monthly savings overrepparttar 112202 remainder ofrepparttar 112203 mortgage term;


CRAVING FOR FINANCIAL FREEDOM

Written by Dinar P. Wiria-Atmadja


Have you ever felt trapped in a Rat Race and wished to retire quickly but rich?

Have you ever felt that you are spending way too much time working with your boss at your office instead of with those you love? Your spouse, children, friends?

Have you ever felt frustrated because you are so deep in debt that you think you won't be able to retire because as soon as you do,repparttar money will stop coming and thus you won't be able to pay off your mortgages and credit card?

Have you ever felt that you have no control over your life anymore in terms of time? Think about it: can you take a vacation just anytime whenever you want/ need it and as long as you want/ need it?

Have you ever wished that you can work whenever you want and wherever you want?

You are notrepparttar 112192 only one!

Too many people are trapped in a Rat Race because they have to. There are too many bills to pay, and too many dreams to fulfill. To them it seems that there is just no way to quit their job and enjoy life, travel and seerepparttar 112193 world with their loved ones.

Most people work because their bills tell them to, not because they really love to do it. Most people enslave themselves to their debt or job, because (they think) they have no choice.

This is whenrepparttar 112194 craving for achieving financial freedom come in.

Freedom to choose when to work, without worries about income cuts. Freedom to spend more time with your loved ones, without worries about your employment or your boss. Freedom to take an expensive vacation, without worries about retrenchments thereafter. Freedom to do what you like, instead of what you've got to do, without worries about whether or not what you like generates enough income for you.

If you seriously crave for financial freedom, finding a better job with a higher paycheck is not going to work. Higher paychecks would usually mean more expensive lifestyle, more needs, more mortgages you THINK you can afford, more responsibilities thus more working hours and more time to spend atrepparttar 112195 office instead with your loved ones. And there is alwaysrepparttar 112196 same problem: as soon as you stop,repparttar 112197 money stops.

If you understand this, you will come to see that financial freedom is not measured by how much money you make by working, but by how long your money can support your normal lifestyle when you stop working.

And financial freedom is definitely not about accumulating abundant riches. It is about a golden chance to live abundantly!

Imagine! With financial freedom, you will have more quality time to spend with your family and friends. You will have more control over your life to do whatever you want, whatever you love, whatever you're passionate about. You will be able to give more, help others, make your part ofrepparttar 112198 world a better place to live! You will be able to spend as much or as little time with your business as you choose. You will be able to come and go at will.

What a great chance to live abundantly!

Is craving for financial freedom realistic? Yes it is. It is not impossible to achieve it. Ordinary people have achieved financial freedom. They may not have their own luxurious yacht, but they haverepparttar 112199 time andrepparttar 112200 money to take their family on an expensive cruise torepparttar 112201 most expensive spot on earth.

Cont'd on page 2 ==>
 
ImproveHomeLife.com © 2005
Terms of Use