Preventative Lawyering

Written by E. Elizabeth Sweetser

In this economy, you may think twice before consulting an attorney to avoidrepparttar fees. Sometimes thatís a good idea. Sometimes itís not and can cost you lots more in future litigation. Here are some basic guidelines relating to two important issues Ė contracts and insurance - to help decide when to use an attorney and how to use them efficiently. Contracts.

A good contract isrepparttar 150309 basis for any smooth business relationship. Contracts are essential. Not only do they clarify roles, responsibilities and ownership issues, they limit potential liability. Attorneys can help you draw up a contract that covers all your bases, but if you want to use your attorney efficiently, do some homework first.

Sit down and in your own words definerepparttar 150310 relationship youíre setting up and describe those who youíre setting it up with. Anticipate industry-specific issues that affect your risks and liabilities inrepparttar 150311 contract. Point out best and worst-case scenarios that affectrepparttar 150312 success of your product and how that will affectrepparttar 150313 contracted parties. Address ownership issues. Now set up a meeting with your lawyer.

You may think that signing a contract is a simple proposition. Just read what it says. Wrong! Itís not only what a contract says, but rather what it doesnít say that matters. A contract can be deliberately written to be ambiguous and open to various interpretations, which are not always in your favor. Often, you are so personally involved inrepparttar 150314 contract negotiations Ė agreeing to amendments, changing clauses day by day Ė that you feel that after allrepparttar 150315 discussion, it MUST be right. Before you sign, have an attorney look at it. What you gain from an objective eye is far greater than what you pay in fees.

You can add protective steps to your contracts, which may help in cases that lead to litigation. Include a provision in contracts that states that if you need to sue, legal fees are recoverable for non-performance or payment. You will probably have to include a reciprocal clause forrepparttar 150316 other party. You could also include a dispute resolution clause that specifiesrepparttar 150317 use of binding arbitration. You can even specify a mutually agreed upon arbitrator in advance.


Written by Jinky C. Mesias


Families of Social Security members are also covered by Social Security Benefits. When members retires or became disabled their members also received their share of Social Security Benefits.

For spouse if he or she reachesrepparttar age of 62 or older receives a monthly benefit. Also for spouse who takes care ofrepparttar 150158 memberís child underrepparttar 150159 age of 16 or takes care of a child who receives social security benefits entitlesrepparttar 150160 spouse to receive social security benefits. Unmarried children under age 18 or under age 19 who is either a full-time student in elementary or secondary school may also be given social security benefits. And also a child of age 18 or older who is severely disabled is entitled to receive social security benefits.

Each ofrepparttar 150161 family members may be able to receive up to 50% ofrepparttar 150162 retirement or disability benefit however social security benefits are only limited up to 150% to 180% depending onrepparttar 150163 circumstances faced byrepparttar 150164 family. The benefit given torepparttar 150165 social security member is not all affected or reduced byrepparttar 150166 amount of benefits given to his or her family. And evenrepparttar 150167 benefits given torepparttar 150168 ex-spouse with whomrepparttar 150169 social security member has been married for at least 10 years would have no effect or whatsoever onrepparttar 150170 benefit given torepparttar 150171 member and to his or her other family.

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