Poor Credit Home Loan – Get The Mortgage Loan You WantWritten by Carrie Reeder
Having poor credit alone cannot hold you back from getting home loan you want. Buying a home that is everything you want in a home, is a very exciting experience. The blemishes on your credit history will not alone keep you from getting home you want and home you deserve.Here are some things to keep in mind when moving forward in application process to get your home loan: Contact or apply to many different lenders or brokers – Online you can fill out many mortgage applications where lender or mortgage service company does not pull your credit history. If they don't ask for your social security number, they usually cannot pull your credit. Brokers usually use initial application or inquiry form and what you tell them about your credit to make a decision about whether they should pursue application and pull your credit or not. Many lenders will tell you that you are not going to get approved anywhere and that if they can’t help you, no one can. That is not true. All mortgage brokers have access to very different mortgage programs and some brokers are more creative in their financing techniques than others. Fill out your application or inquiry as accurately as possible – Inflating your income on your application or inquiry form, to be higher than you know you can verify your income to be, will only delay process of getting pre-approved. The broker will work fastest for you if he/she is working with exact information he/she needs to be able to verify. That’s best way to get approved and through pre-approval process smoothly.
| | Know A Tax Cheat? Get Paid To Tell The IRSWritten by Jeffrey Strain
According to IRS, taxpayers underpay their taxes by some $300 billion. If you know someone that is contributing to that deficit, IRS may be willing to pay you up to $10 million for information you provide. The bigger cheating you report, more you're likely to receive. The most important thing to claim your reward is quality documentation. Without documentation of cheating going on, it's unlikely that IRS will investigate charges and thus no money bonus for you. As might be expected, IRS receives a lot of information that is merely a hunch or because someone is trying to get back at somebody. If you feel you have information and documentation to back up your report, IRS would be extremely interested in hearing from you. You can contact IRS toll free at 1-800-829-0433 if you suspect tax fraud. When contacting them, you'll be expected to provided following information: 1. Your name or an alias 2. The name and address of person you're reporting
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