Written by Ashish Jain

Recently I have received email from my bank/credit Card Company, eBay & pay pal saying that my account has possibly been compromised and I need to confirm my details and password in order to get continued access.

Spam email now has a new and more frightening variant, it's called phishing and it has been made by criminals and hackers who aim at getting unwitting consumers to reveal account numbers and passwords.

Usually after getting an email likerepparttar ones mentioned above from reputable companies, most of us would race to respond as quickly as possible. However, in most cases you will find that you won't be helping anyone other thenrepparttar 144911 criminal who wrote that email and who has nothing to do withrepparttar 144912 actual organizations.

What is Phishing?

It is when someone creates false email that pretends to be from a bank or other authority, but which is actually designed to collect sensitive information such as passwords. This process of stealing information used for fraudulent purposes isrepparttar 144913 latest problem to plague Internet users. It is a phenomenon know as phishing i.e. emails 'fishing' for important information.

Just like Spam, phishing mails are sent torepparttar 144914 widest possible audience so it's not unusual to receive a message asking you to confirm account details from an organization you do not actually deal with. You may be asked to fix up your eBay account when you haven't even got one!

In addition to collecting sensitive information many phishing messages try to install spy ware, Trojans etc. allowing hackers to gain backdoor entry into computers.

Types of Phishing Emails:

Some phishing emails ask for a response by email. Some emails include a form for collecting details that you are told to fill out. Some even include a link to a web site that resemblesrepparttar 144915 actual site you expect to visit, but is actually a clone ofrepparttar 144916 original site.

Charitable Giving Online

Written by Jesse S. Somer

On-line charities are a perfect place to see how people helprepparttar world, and inspire you to join a good cause.

It isn't hard to see that a lot of people, animals, andrepparttar 144910 environment in general are being neglected in our world today. That's not to say that a lot of things haven't been improved over time as well. As I come from one ofrepparttar 144911 few wealthy nations, I can witness daily bothrepparttar 144912 extravagances of greed andrepparttar 144913 injustice of poverty, although of courserepparttar 144914 amount of poverty in my country is far less than in so-called third-world or developing countries. If we watchrepparttar 144915 News (I try not to as it often effects my mood in a detrimental way) we can also see all kinds of issues relating torepparttar 144916 sustainability of our planet and its natural creatures that live in our interconnected space. However, we often seem to be separating ourselves fromrepparttar 144917 Nature that actually provides us with allrepparttar 144918 elements we need to survive inrepparttar 144919 present and inrepparttar 144920 future.

There are differing opinions on how we as developed countries can helprepparttar 144921 rest of humanity to move forward. Some more 'primitive' societies might argue that they don't need our help or want our type of modern lifestyle anyway. In Bhutan instead of GDP they have GDH or Gross Domestic Happiness. In thinking that happiness is more important than money maybe we really don't have too much to give or teach these people. Bhutan is a minority however andrepparttar 144922 truth is that many countries could do with our support both in terms of finance and inrepparttar 144923 sharing of skills and knowledge.

Many people don't seem to believe in giving to charities or non-profit organizations. I read recently in an Oxfam International article that ofrepparttar 144924 22 rich countries who promised a mere 0.7% of their GDP, only five have come through withrepparttar 144925 goods. It's alsorepparttar 144926 documented case that most ofrepparttar 144927 charity given inrepparttar 144928 world is by individuals, and notrepparttar 144929 rich ones like you'd think, a huge proportion of America's charity is given by people inrepparttar 144930 lower income brackets. This may be because they can emphasize withrepparttar 144931 marginalized as they too know what it is like to have little. It may also berepparttar 144932 case that they are also happier with what they have as opposed torepparttar 144933 often-obsessive consumer who always feels that they haven't got enough and need more material possessions.

A friend of mine says thatrepparttar 144934 way to help others isn't by giving aid but by going and helping to build infrastructure and to change belief systems about economics and progress. The hard thing for most of us is we don't see a means to implement these changes. I can definitely see where monetary aid can be of great help, especially when people have to live in tragic circumstances as inrepparttar 144935 recent Tsunami in Southeast Asia. Sometimes people simply need shelter, food, water, clothes, blankets and medicine to survive and thankfully there are several organizations whose sole purpose is to fulfill this need. Even with their help, around 30,000 children still die everyday in our world. If we all gave just a couple of dollars a day that we usually spend on chocolate or coffee much of this poverty could be alleviated.

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