Phishing, Fraudulent and Malicious Websites

Written by Alexandra Gamanenko

Whether we like it or not, we are all living inrepparttar Information Age. We have nothing left but adapt to rapidly developing information technology, no matter who we are and what we do for living.

The Internet, in particular, means for us boundless opportunities in life and business - but also lots of dangers unheard of just a decade ago. We should be aware of these dangers if we want to userepparttar 140624 huge potential ofrepparttar 140625 Internet and to avoidrepparttar 140626 hazards it brings us.

Warning: There are Websites You'd Better Not Visit

Phishing websites

Thanks to authors of numerous articles on this topic, "classic" phishing technique is relatively well known. This scam involves setting bogus websites and luring people to visit them, as a rule, by links in emails. Phishing website is disguised to look like a legitimate one -- of a bank or a credit card company, and users are invited to provide their identifying information. Sites of this kind are used solely to steal users' passwords, PIN numbers, SSNs and other confidential information.

At first phishing consisted only of a social engineering scam in which phishers spammed consumer e-mail accounts with letters ostensibly from banks. The more people got aware ofrepparttar 140627 scam,repparttar 140628 less spelling mistakes these messages contained, andrepparttar 140629 more these fraudulent websites resembled legitimate ones. Phishers are getting smarter. They eagerly learn; there is enough money involved here to turn criminals into earnest students.

Keyloggers and Trojans

Since about November 2004 there has been a lot of publications of a scheme which at first was seen as a new kind of phishing. This technique includes contaminating a PC with a Trojan horse program. The problem is that this Trojan contains a keylogger which lurks atrepparttar 140630 background untilrepparttar 140631 user ofrepparttar 140632 infected PC visits one ofrepparttar 140633 specified websites. Thenrepparttar 140634 keylogger comes to life to do what it was created for -- to steal information.

It seems that this technique is actually a separate scam aimed at stealing personal information and such attacks are onrepparttar 140635 rise. Security vendor Symantec warns about commercialisation of malware -- cybercriminals prefer cash to fun, so various kinds of information-stealing software are used more actively.

Fraudulent websites are onrepparttar 140636 rise

Websense Security Labs -- a well-known authority in information security -- noticed a dramatic rise inrepparttar 140637 number of fraudulent websites as far back as inrepparttar 140638 second half of 2004. These sites pose as ones for e-commerce; they encourage users to apply for a reward or purchase something, of course never deliveringrepparttar 140639 product or paying money. The most popular areas for such fraud are online pharmacies, lottery scams, and loan / mortgage sites. Experts predict there will be more fake merchants in future and their scams will become more sophisticated.

A Hybrid Scam

In April Panda Software warned Internet users of a new particularly brazen scam aimed at stealing confidential information. The technique used here looks like a hybrid between phishing and a fraudulent website. Panda Software identified several websites offering cheap airline tickets which in fact weren't selling anything;repparttar 140640 aim was to cheat users out of credit card details.

This scam is very simple;repparttar 140641 thieves simply wait until some unsuspecting user who is searching for, say, airline ticket offers, finds their site offering dirt-cheap airline tickets. Really pleased with himself and looking forward torepparttar 140642 trip,repparttar 140643 user fills inrepparttar 140644 form, entering his credit card number, expiry date and verification value (CVV).

Identity Theft - 10 Simple Ways to Protect Your Good Name!

Written by Titus Hoskins

Identity Theft is one ofrepparttar most serious problems facing Internet users. Identity Theft is exactly asrepparttar 139529 name states - someone steals your Identity and commits fraud in your name. It can result in untold financial and legal problems that may literally ruin your peace of mind and/or your life. Someone gaining control of your most personal details can reck havoc and result in dire consequences for you and your family.

So you must do everything in your power to prevent Identity Theft. Actually, if you follow some simple 'common sense' procedures - you can reduce your risk significantly. Follow these simple steps and you may prevent yourself from becoming a victim of Identity Theft.

Please keep in mind, any computer connected torepparttar 139530 Internet can be hacked! The only way to be 100% safe from Identity Theft is to not use a computer orrepparttar 139531 Internet. Even then, many banking institutions and government agencies may have your vital information in their hands and possibly online - so no one is really safe!

Despite this grime prospect, there are many things you can personally do to protect yourself from Identity Theft. Simple safeguards that can stop would-be thieves in their tracks and make it difficult for anyone to misuse your well earned good name and reputation.

Try these relatively simple steps:

1. If you do a lot of surfing onrepparttar 139532 web - set your own security standards! Most browsers will let you setrepparttar 139533 security level of your connections. If you're using Internet Explorer, click on Tools inrepparttar 139534 task bar, go to Internet Options and set your level of security. Try to set this to as high a standard as you can.

2. Place a firewall on your computer or network. A firewall is a system or gateway that prevents unauthorized access to your computer or private network. It is usuallyrepparttar 139535 first line of defense in protecting your private information or data. A good firewall will help protect you from malicious attacks of spyware, adware, malware, worms, trojans, and hackers. There is no reason not to have a firewall in place, you can download a free firewall from for your personal use.

3. Get a good anti-virus software program that will help protect your computer against spyware, adware, malware and so on. Purchasing such a program that is updated regularly will save you money inrepparttar 139536 long run and will add an extra layer of protection for your PC.

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