Pay as You Drive Car Insurance- a Win-Win Proposition

Written by D.Demetre

You can pay as you talk with a cell phone plan, so why not pay as you drive auto insurance? It sounds like a good idea; but would pay as you drive auto insurance work for you? The idea behind pay as you drive auto insurance is simple. Basically its this- if you do not drive very much, you will not pay high insurance premiums. Advocates for this type of insurance policy think that there are many merits to this type of program. What if you car pool to work, or take public transit? You are not using your car very much so why are you paying high premiums. With a pay as you drive auto insurance premiums you would be able to quite literally pay as you go. Another situation where this plan would be of benefit is that of many retirees who have winter homes in temperate climates,repparttar 'snowbirds' living in Florida or Arizona six months ofrepparttar 137485 year and six months in New York or Toronto for example. Essentiallyrepparttar 137486 insurance companies would set an average driving amount for each car type. It could then be broken down into a cents per mile basis. If you wanted to usrepparttar 137487 pay as you drive auto insurance system you could purchase a set number of miles and you would be covered for insurance during this period.

Tales of the Autobahn - Driving Germany

Written by Jack Smith

Lights! Camera! Igintion! Why Do Carmakers Pay $600 to Place Their Autos in Movies?

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True Tales: Whererepparttar only limits arerepparttar 137389 traffic onrepparttar 137390 road,repparttar 137391 power underrepparttar 137392 hood, andrepparttar 137393 nerves ofrepparttar 137394 driver atrepparttar 137395 wheel.

If I ever get an autograph card printed up, it’s going to be likerepparttar 137396 one I got from Prince Leopold von Bayern. The card depictedrepparttar 137397 amiable heir torepparttar 137398 throne of Bavaria in a bright red, flame-retardant Nomex racing suit, his long blonde hair curling at his collar,repparttar 137399 very picture ofrepparttar 137400 dashing aristocratic sportsman. To giverepparttar 137401 prince his props, it’s more than image. Until a few years agorepparttar 137402 royal scion raced forrepparttar 137403 BMW inrepparttar 137404 German Touring Car Championship Series. Twelve times a year he would drive up to such tracks as Hockenheim, Avus, and Norisring, don his racing outfit, pull on his helmet, belt himself into a BMW M3, and go thundering aroundrepparttar 137405 course at speeds up to 140 miles an hour.

Afterwards he would change in to a tie and jacket and climb into his own BMW M5 forrepparttar 137406 drive home. It is then,repparttar 137407 royal racer explained, that things start moving really fast, becauserepparttar 137408 road he travels isrepparttar 137409 Autobahn. “It’s different fromrepparttar 137410 racecourse, where you have a lot of tight turns to keep you from getting up to top speed,” he said. “The Autobahn is mostly straight, so you can.”

What’s more, he can do it legally. Unlike any other road anywhere inrepparttar 137411 world,repparttar 137412 Autobahn has no prevailing speed limit to discourage you from pressingrepparttar 137413 gas pedal torepparttar 137414 floor and keeping it there whilerepparttar 137415 tachometer nestles deep intorepparttar 137416 red zone andrepparttar 137417 landscape whooshes past in a blur. “In my M5, I usually drive at about 250 kilometers (155 miles) an hour,” he allowed.

Even at this speed he’ll most likely keep an eye onrepparttar 137418 rear view mirror for onrepparttar 137419 Autobahn, there is always something faster coming up behind you. Torepparttar 137420 politically correct, of course,repparttar 137421 idea of unlimited speed is anathema. Butrepparttar 137422 debate is linked to something more fundamental about both sides. Like TV sitcoms,repparttar 137423 American highway system is geared torepparttar 137424 lowest common denominator, with 55 mph speed limits designed to protect motorists from each other and themselves. In Germanyrepparttar 137425 system is designed to accommodate competence rather than incompetence.

One of those who appreciaterepparttar 137426 difference is United Airlines captain James Poste, who travels regularly to Germany to driverepparttar 137427 Ruf Turbo R – a ready-to-race Porsche conversion — he stores in Bavaria.

Actually, says Captain Poste, considering his car’s lightweight body, racing suspension, and 495 hp engine, he’s a model of restraint. “The Ruf factory has testedrepparttar 137428 car at 225 mph, but I haven’t taken it above 195 mph,” he said. Even so, this is hardly dawdling, as it’s about 40 mph faster than takeoff speeds onrepparttar 137429 Boeing 767’s he pilots.

According to Susanne Porsche, whose father-in-law createdrepparttar 137430 eponymous, rear engine sports car, such speeds are as much a matter of culture as horsepower. “There is nothing mystical about it. It’srepparttar 137431 system we’ve grown up with. But Americans think ofrepparttar 137432 Autobahnrepparttar 137433 same way we think about Disneyland . It’s a kind of fantasy.”

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