Parents --- Your Children's Report Card May Be Rigged

Written by Joel Turtel


Underrepparttar "No Child Left Behind Act," public schools whose students consistently fail standardized tests can be shut down. To protect their jobs, teachers and principals are now under intense pressure to cheat — to fudge test scores and report cards to fool parents and school administrators.

Myron Lieberman, author and former high-school teacher, listed some ofrepparttar 144026 ways teachers can “cheat” in his book “Public Education: an Autopsy”:

1. Poor students were excluded or discouraged from takingrepparttar 144027 tests

2. Teachers assigned tests as homework or taught test items in class

3. Test security was minimal or even nonexistent

4. Students were allowed more time than prescribed by test regulations

5. Unrealistic, highly improbable improvements from test to test were not audited or investigated

6. Teachers and administrators were not punished for flagrant violations of test procedures

7. Test results were reported in ways that exaggerated achievement levels

In December 1999, a special investigation of New York City schools revealed that two principals and dozens of teachers and assistant teachers were helping students cheat on standardized math and reading tests.

Andrew J. Coulson, in his brilliant book, "Market Education: The Unknown History," sites an example of how public schools deliberately lie to parents about their children’s academic abilities:

“Consistently greeted by A’s and B’s on their children’s report cards,repparttar 144028 parents of Zavala Elementary School had been lulled into complacency, believing that bothrepparttar 144029 school and its students were performing well. In fact, Zavala was one ofrepparttar 144030 worst schools inrepparttar 144031 district, and its students ranked nearrepparttar 144032 bottom on statewide standardized tests. When a new principal took overrepparttar 144033 helm and requested thatrepparttar 144034 statewide scores be read out at a PTA meeting, parents were dismayed by their children’s abysmal showing, and furious with teachers and school officials for misleading them with inflated grades.”

Your Checking Account

Written by Terry Rigg


Checking accounts are an absolute necessity these days. You can either have a checking account or run torepparttar bank or other outlet for money orders. Many people pay for almost everything with a check including groceries, gas, clothes and a long list of other things. When you add an ATM card to this picture, your chances for a potential problem is greatly enhanced.

Don't get me wrong. There are many people that can keep their check book up to date, even deducting all ofrepparttar 144025 ATM advances and automatic withdrawals as they make them. However, too many people that write checks for everything wind up not entering a check when it is written or an ATM advance when it is made. The result is a bounced check fee of up to $25 forrepparttar 144026 bank and god only knows whatrepparttar 144027 store where you wroterepparttar 144028 check could charge you.

It seems like carrying cash to pay for things isn'trepparttar 144029 "IN" thing to do. When I'm inrepparttar 144030 check out line, most people are paying with a credit card, debit card, or check. I realize that carrying cash has it's risks. You could lose it or have it stolen. What arerepparttar 144031 risks when paying by check? There are absolutely none if you enter each check and properly deductrepparttar 144032 amount from your account. However, I have counseled people that have as much as $100 per month in overdraft fees. This isn't just for one month. This is an average over a six month period. That is a lot of money that these people couldn't afford.

What'srepparttar 144033 best way to handle my checking account?

If you don't have problems keeping up with your checking account, keep doing what you are doing.

If you occasionally have bounced checks, I recommend that you use your checking account only to pay your monthly bills and use cash for everything else. If you have an ATM card, destroy it.

With that said, I know you will probably not quit writing checks or destroy your ATM card. So let's look at what you need to do to keep up with your checking account.

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