Me too.

Some of reasons why most people are shopping online are: they can buy anything at anytime because Internet shopping is available 24 hours, all time.

You can shop from convenience of your home. You can avoid traffic and crowding at malls.

Online shopping is one of best ways to locate hard-to-find items not available in your local stores.

Whatever you buy can be delivered by mail to your house.

Most online stores and companies provide excellent values and discount prices because they do not have to pay overhead of owning a physical business that will cost them insurance, employee pay, taxes and more.

VeriSign, Inc. says that online sales recorded during prime holidays shopping season was about $2.2 billion dollars.

According to a study by Forrester Research Company, by 2010, online sales will reach $331 billion dollars.

More consumers are shopping online today than a year ago. The range of products they buy are many: software, hardware, electronics, digital products, music, toys, e-books, books, programs, DVD, flowers, pets, jewelry, clothes, air tickets, insurance, cars, prescription drugs, comic books, games, gifts and more.

They are flocking to buy from online bookstores, software stores, online computer stores, target stores, pet stores, liquor stores, drug stores, music stores, furniture stores, fabric stores, Disney store, outlet stores, surplus stores, discount stores, thrift stores, gift stores, candy stores, lingerie stores, sports stores, video stores, sex stores, department stores, game stores, clothing stores and others.

Be a smart and savvy online shopper. Shop wisely and safely.

Here are a few tips to help you do your online shopping safely.

(1) Shop at websites of companies that you know and are popular offline.

If you’re not sure of company, request their catalog or brochure first.

Be sure they have a physical address and phone, as well as an e-mail address. Call them and speak to a human being first.

Check with yellow pages and Better Business Bureaus to be sure company is legitimate.

Read all fine print and refund policy before you place an order.

You may read about product reviews and what other shoppers have to say about a company at: http://www.epinions.com, http://www.consumersearch.com , http://www.productopia.com, http://www.deja.com

Here are some internet shopping agents’ sites: http://www.comparenet.com , http://vo.infospace.com , http://bottomdollar.com

To read about reviews on shopping stores, regarding ease of use, pricing, selection and service go to: http://www.gomez.com, http://www.bizrate.com , http://www.ratingwonders.com

To read about web business frauds and get help to avoid being a victim, go to: http://www.fraud.org , http://www.bbbonline.org , http://www.webassured.com

(2) Keep a record of all your purchases.

Most people are by nature disorganized and unable to keep records. Learn to keep records of all your online purchases. This will help you keep track of your spending and shopping.

Print all receipts or save them on your computer in a folder named “receipts”.

This will help you locate orders that you placed but were never delivered.

Love comes in many shapes and flavors and is expressed differently by folks. Some expressions are so ‘different’ that we couldn’t add them to our ezine! Such creativity, my goodness.

Love is a very strong emotion and it is a very real spiritual attribute. It requires time and care and will ask you to put another person’s needs first but true love will never ask you to sacrifice your own soul's integrity in process. Love is a challenge. Love is a mystery. Love can make you crazy and Love can keep you sane.

One of our love submissions came in form of a new senior, Ms. Lydia, creating a focus page within our Seniors Approve Free Web Community. It brought tears to my eyes. See Lydia We will hold a special place in our hearts for you and Stan this year Lydia.

The recipe for a perfect marriage was also a testament to love. See Mark

Jean Wales of Wales Consulting and author of 'Do it Now' sends her thoughts –

In real life, as opposed to movies and TV, love is day-to day. Love is helping my husband pack his lunch for next day, while he helps me by doing a “carpentry” or “electrical” fix-it job; or listening to your teenager at 11:00 pm when he or she is “active” and you are “drop-dead tired” after a full day of career, housework and trying to squeeze in a little “me” time; or going to nursing home at 9 pm to help settle down your 91 year old dad when he is thoroughly disgruntled about his care.

LeeAnn, another ezine subscriber sent –

Entering back door of your best friend, Holding a hand just because you care, Seeing wonders of nature, like it’s 1st time, Giving a smile to watch it continue to spread, Listening to tales of good old days, Knowing in my heart that I showed someone I cared, Thinking before saying angry words & then remain quiet, Leaving judging to God, To live life and not sit and let it pass, To know love will never die, The best memories are made from love. Hugs to all

Georgeann sent her quote about love –

If you love someone, put their name in a circle instead of a heart, because hearts can break, but circles go on forever

A reader from California, Judy M sent this, a quote from Kahil Gibran.

"They say if one understands himself, he understands all people. But I say to you, when one loves people, he learns something about himself."