OH !!!!! -- That Little Eye Of The Needle

Written by Peter F. Baigent CFP, CLU, CHFC, RFP.


An article about Christian principles and financial success.

First Published Fall 1992

This article is reprinted from my previous client newsletter and is republished by request and because it ties in with this issue of our newsletter.

For years I was troubled by a passage inrepparttar bible that hampered my career. The passage is inrepparttar 112208 New Testament, inrepparttar 112209 gospel of Mark, Chapter 10, Verses 23 26. It is as follows: " How hard it is for those who have riches to enterrepparttar 112210 kingdom of God! It is easier for a camel to pass throughrepparttar 112211 eye of a needle than for a rich man to enterrepparttar 112212 kingdom of God." It was impossible for a camel to go through an eye in a needle. How could a rich person have any hope of entering Heaven? Why was I working so hard to give my familyrepparttar 112213 nicer things in life, if it was to be my downfall? I could not get around this chapter and as a result it caused me a lot of concern and a loss of direction.

With a Catholic upbringing and years at boarding school, we learned to respectrepparttar 112214 power of God. My mother was French Canadian andrepparttar 112215 practice in those days was thatrepparttar 112216 first-born belonged torepparttar 112217 church and I wasrepparttar 112218 first-born. Being groomed forrepparttar 112219 priesthood did not seem like a bad direction with this upbringing. Everything was fine until I learned about girls, which is another story, so that wasrepparttar 112220 end of that career path. I was always a pretty hard worker and as a result usually got ahead very quickly, which usually brought with it financial rewards. I started my own insurance and financial business in 1965 and because we were brought up to be honest and work hard,repparttar 112221 business became very successful in a few short years. The more prosperousrepparttar 112222 firm was,repparttar 112223 more guilt I felt about ever getting to Heaven. I eventually soldrepparttar 112224 business in Toronto and movedrepparttar 112225 family out West in 1973 to make a fresh start and not to concentrate so much on wealth accumulation.

The problem ofrepparttar 112226 rich man entering throughrepparttar 112227 eye ofrepparttar 112228 needle continued to taunt me in B.C. as I started back in business again. Finally, in 1980 as I was discussing this passage ofrepparttar 112229 Bible with a Captain ofrepparttar 112230 Salvation Army at a party,repparttar 112231 answer was finally explained to me. He said thatrepparttar 112232 needle referred torepparttar 112233 entrance ofrepparttar 112234 walled cities in that part ofrepparttar 112235 world in ancient times. Not to a “sewing needle” as I had thought! The walls were designed to protect against attacks by their enemies riding on camels. The entranceways were designed like an inverted needle, which requiredrepparttar 112236 camel driver to dismount, have his camel crouch down, and almost crawl throughrepparttar 112237 needle eye. It was impossible to enter without getting off ofrepparttar 112238 camel. It was difficult to pass through, but not impossible. Being forever a skeptic, I had to check out this walled city theory for myself. It did not take long to refer to encyclopedias, etc. to confirm this. In fact, there are still remnants of these walls still standing today inrepparttar 112239 Middle East and in Europe.

What a revelation this was to me. Finally, I understood! It is harder for a rich man to enterrepparttar 112240 kingdom of heaven because wealth could be used for things that could lead you astray. Difficult, but not impossible! But why was it difficult for a rich man as apposed to a poor man? There is a saying that money cannot buy happiness, but it will buyrepparttar 112241 next best thing. With money, comesrepparttar 112242 ability to afford things, which are not in our own long-term best interest or that might steer us offrepparttar 112243 straight and narrow. It also allows us to be isolated in our living conditions fromrepparttar 112244 tragedy and misery inrepparttar 112245 world around us. However, prosperity can give yourepparttar 112246 means with which to help others. Mother Theresa of Calcutta, a living Saint widely known in our lifetime, says it best ‑"You must give until it hurts". There is no shortage of causes. You need only look atrepparttar 112247 news most evenings to see whererepparttar 112248 need is. The difficult part is finding a worthy organization that putsrepparttar 112249 money where it was intended and not in building a bureaucracy, or extending their promotional programme. However, there are many good Charities.

Credit and The Internet

Written by T.B. Collins


The internet stands asrepparttar largest open marketplace inrepparttar 112207 world today, almost every possible product or service is being sold onrepparttar 112208 internet. With such an availability of potential monetary transactions,repparttar 112209 preferred method of payment isrepparttar 112210 credit card. This method allows instant transfer of funds fromrepparttar 112211 consumer torepparttar 112212 merchant in a secure environment, and payment can be verified immediately. But this process poses a dilemma forrepparttar 112213 potential consumer looking to shop onrepparttar 112214 internet without access to a valid major credit card due to their inability to gain credit based on their past financial history.

Having a good credit history is vital for consumers on and offrepparttar 112215 internet, because it allows them to purchase goods or services withrepparttar 112216 promise of future payment. This can also benefitrepparttar 112217 consumer by reducingrepparttar 112218 amount ofrepparttar 112219 interest rate charged by lending institutions, and having good credit allows them to make major purchases such as a home or car. The need for good credit is essential to shopping onrepparttar 112220 net, whererepparttar 112221 consumer can purchase just about anything they need, from a butterfly statue to a boat or airplane, and anything in between. Sorepparttar 112222 consumer that has a negative past credit history, and can’t get approved for a major credit card will have a hard time trying to make purchases onrepparttar 112223 internet.

But, there is hope for those consumers that would like to improve their credit situation, so that they will be able to acquire a major credit card. If they searchrepparttar 112224 internet they are likely to find that there are a lot of companies that promise they can improve a consumer’s credit, but what usually occurs is thatrepparttar 112225 consumer is sold a do-it-yourself credit repair kit. The problem is that, ifrepparttar 112226 consumer is looking to improve their credit, and is requiringrepparttar 112227 services of a professional, they are generally pastrepparttar 112228 credit repair kit stage. Having a company that specializes in credit restoration, and not justrepparttar 112229 selling of repair kits, can greatly increase a consumers chances of repairing their credit situation, and receiving a positive response to attaining major credit cards.

A full service credit repair organization like Millennium Credit Service whose website is located at http://www.millennium-credit.com, provides more than just a credit repair kit they represent their clients throughrepparttar 112230 entire credit restoration process. The problem with credit repair kits is thatrepparttar 112231 majority of consumers who purchase them don’t understand that repairing their own credit can be a daunting task that requires time and patience. And, they tend to get emotionally involved inrepparttar 112232 process; therefore having professionals behind them that have a understanding ofrepparttar 112233 law and how credit reporting agencies operate, and can represent them through their restoration efforts can stoprepparttar 112234 consumer from making countless mistakes.

Cont'd on page 2 ==>
 
ImproveHomeLife.com © 2005
Terms of Use