My 11 year old just received a CREDIT CARD!!!

Written by Yolanda Kennedy


Have you notice that you can barley get though all your junk mail and now your kids are getting junk mail. Sometimes they are receiving magazines in their names or even pre approved credit cards. How can this be when they don’t even have jobs?

Well, mom or dad you may be contributing to this madness. How many times this year have you given out your child’s social security number? Many doctor’s offices are asking for your child’s social security number now and if you are like most parents you give it out and not even think twice about it. Does your child have a credit union or bank account in their name? Are your children, (with your permission) giving their contact information on kid’s sites onrepparttar net?

These are all places that sometimes sell or share (as they like to state) information with their partner companies. This is only one way that some of these companies get your child’s information. Another way is if your child has a bank account. Some companies userepparttar 111557 databases of major credit reporting companies like Trans Union, Equifax, Experian or Innovis. After obtaining data then your child’s information goes intorepparttar 111558 databases with everyone else and guess what…the company does not have a clue that this person is a minor.

8 Tips to Ease the Morning Blues

Written by Barbara Myers


The morning blues are usually caused byrepparttar evening didn't do's. A little preparationrepparttar 111556 night before can help you ease into your day. Here are some ideas to help.

1. Lay out complete outfits (including shoes and outerwear) for every household member each evening. Make sure everything is clean and presentable.

2. Have everyone take baths/showers at night to free up time and bathroom space inrepparttar 111557 morning. You can always wet your hair inrepparttar 111558 sink before styling.

3. Place breakfast dishes, cereals and cups onrepparttar 111559 table for breakfast after you clean uprepparttar 111560 dinner dishes every night.

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