Mr and Mrs Smith go online, as internet technology moves from fantasy to normality

Written by Rachel Lane


Whilst not all Smiths leadrepparttar glamorous technological lifestyles of Brad Pitt and Angelina Jolie,repparttar 142963 number of British consumers using online financial services continues to grow rapidly.

According to NOP World, 48% of all Internet users researched or purchased financial products such as insurance and loans onrepparttar 142964 internet, or used online banking facilities. In April, NOP World had already recorded estimates of 28 million people online in Great Britain, with 13.5 million exploitingrepparttar 142965 Web for their financial requirements.

NOP World’s report showed that ofrepparttar 142966 financial activity, most was research related; as 84% of Internet users seeking financial services usedrepparttar 142967 Internet to gather information, utilising sites such moneynet.co.uk and moneysavingexpert.com. Over half ofrepparttar 142968 users surfingrepparttar 142969 Web for financial information were happy to contact suppliers via their websites and e-mail.

Although only 3.3 million consumers bought loans and insurance online last year, NOP state that confidence in buying such products overrepparttar 142970 internet is growing, with recent figures showing an increase of 43% in people researching, then purchasing online.

Returning home : Scottish Golf Breaks

Written by Robin Richmond


July 2005 seesrepparttar return ofrepparttar 142962 world’s greatest golf tournament to its spiritual home onrepparttar 142963 Scottish East Coast. Withrepparttar 142964 27th staging ofrepparttar 142965 British Open taking place onrepparttar 142966 Old Course in 2005, St Andrews has heldrepparttar 142967 event more often than anywhere else which has reinforced its strong reputation asrepparttar 142968 “Home of Golf”. This year’s event comes at a period of time whererepparttar 142969 Scottish Golf Industry is enjoying something of a renaissance, with more and more people choosing to visitrepparttar 142970 country for golfing holidays and test themselves on some ofrepparttar 142971 world’s most famous courses.

The Old Course at St.Andrews, where this yearrepparttar 142972 world’s greatest golfing talent will compete forrepparttar 142973 famous Claret Jug, originally consisted of 22 holes – eleven out and eleven back. However, in 1764repparttar 142974 local society of St.Andrews Golfers decided thatrepparttar 142975 format ofrepparttar 142976 course needed to change asrepparttar 142977 many ofrepparttar 142978 holes were simply too short. As a resultrepparttar 142979 total number of holes was cut to 18 – which is now synonymous with golf courses aroundrepparttar 142980 world.

However, despiterepparttar 142981 now settled structure ofrepparttar 142982 course many inrepparttar 142983 town feltrepparttar 142984 links would be better served as a commercial opportunity rather than a playground for golfers. This combined withrepparttar 142985 local councils financial difficulties led torepparttar 142986 links being sold in 1799 to a rabbit breeding company! This proved to be a very controversial move which essentially led to what is known locally asrepparttar 142987 “Rabbit Wars” forrepparttar 142988 best part of twenty years. Eventually, in 1821 a gentleman called James Cheape boughtrepparttar 142989 links forrepparttar 142990 sole use of local golfers – which essentially led torepparttar 142991 great golfing legacy which still exists to this day.

While in many countries golf is seen as a game forrepparttar 142992 financial elite, it has always been a sport that was accessible to all levels of society in Scotland. The popularity ofrepparttar 142993 game continued to grow and in 1860 Prestwick Golf Club heldrepparttar 142994 first Open Championship and won by Willie Park. St Andrews first heldrepparttar 142995 Open in 1873 when Tom Kidd claimedrepparttar 142996 title and more than a century laterrepparttar 142997 course has seen some ofrepparttar 142998 most exciting opens includingrepparttar 142999 famous Tiger Woods victory in 2000 where he set a low-scoring record of 19 under par while becomingrepparttar 143000 youngest player to have achieved a career “grand slam” of golf’s four major tournaments.

In addition torepparttar 143001 famous win by Tiger Woodsrepparttar 143002 winner ofrepparttar 143003 2005 Open will be following inrepparttar 143004 footsteps of other legends such as Nick Faldo, Seve Ballesteros, Jack Nicklaus, Bobby Locke and James Braid who have all won overrepparttar 143005 famous links. Put simply winningrepparttar 143006 Open atrepparttar 143007 home of golf isrepparttar 143008 absolute pinnacle of achievement that any golfer can hope or even dream to achieve.

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