Moneynet promotes a more ethical approach to investing with new ethical investment product guide.

Written by Bigmouthmedia


Moneynet.co.uk,repparttar UK’s most established personal finance consumer information website, has publishedrepparttar 144430 latest edition in its series of online product guides to help consumers get to grips withrepparttar 144431 increasing complexity of personal finance products.

Continuingrepparttar 144432 success achieved byrepparttar 144433 previous credit card, mortgage, life insurance and loan guides, Moneynet has issued a new guide to coverrepparttar 144434 subject of ethical investment. Withrepparttar 144435 number of ethical investors inrepparttar 144436 UK growing each year alongside public awareness of pollution, fair trade, child labour, arms sales and similar contentious issues, Moneynet aims to ensure consumers can make informed decisions about their finances.

Ethical investing has gone from being a 'fringe' activity - previously seen asrepparttar 144437 practice of tree-huggers and sandal-wearers - to a going concern that offers clear-conscience alternatives forrepparttar 144438 full range of financial products including mortgages, bank accounts, utilities, investments and pensions.

Moneynet’s latest guide aims to encourage and help consumers acknowledge and understand “socially responsible investing”, as well as providing enlightenment onrepparttar 144439 products available. Through information provision and access to ethical financial product providers, consumers can take control over their personal finance situation, making sensible financial decisions with a clear conscience. Moneynet provides comparative information for savings and investments, credit cards, loans, insurance, mortgages and utilities: giving consumers access to practical and ethical choices onrepparttar 144440 different financial aspects of domestic life.

Richard Brown, Chief Executive of Moneynet.co.uk said “'there is a growing awareness of these issues and we hope that our guide will help to answer some ofrepparttar 144441 questions that are frequently asked. As with all our guides,repparttar 144442 Guide to Ethical Investing is designed to helprepparttar 144443 consumer makerepparttar 144444 most of their money.'”

Financial Readiness: Preparing for BRAC(Base Realignment And Closing)

Written by Leslie Linfield


The recommendations for military base closings have been released andrepparttar news is not good. Ifrepparttar 144429 recommendations are accepted, you will lose your job. So what do you do? Hope forrepparttar 144430 best, and prepare forrepparttar 144431 worst.

There is a benefit to this situation. Unlike many individuals who sufferrepparttar 144432 loss of employment, you have advance warning. This is an opportunity to prepare yourself and your family. Use this time to create a financial plan.

The importance of a budget can not be stressed enough. A budget is a tool that helps you track your income and expenses, giving you a snapshot of your overall financial picture. Know where your money goes. Identify areas where you can cut back. Knowing your financial obligations will be critical while planning forrepparttar 144433 loss of income.

The next piece ofrepparttar 144434 planning puzzle is net worth. Your net worth is what you would have leftover if you sold all of your assets (what you own) and used them to pay off your liabilities (what you owe). This will require sitting down and making a list of those assets and liabilities. This may sound like an overwhelming project, but it is important that you know exactly where you are financially. Knowing your net worth is essential for planning for an emergency such as unemployment.

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