The board game looks easy and similar to Monopoly board game.

I was looking forward to playing Cashflow 101 whenever there is a chance. And each time I played game, I learned different lessons.

Although it's only a board game but it's very closely linked to your financial life. The game reflects player's personalities and way player handles money.

The first objective of game is for you to get out of rat race and move onto financial fast track. Next objective is for you to achieve your dream while you're on financial fast track.

But before you talk about financial fast track, how do you get out of rat race first?

To get out of rat race, you must have equal or more passive income than your monthly expenses.

In other words, your passive income must be enough to cover your monthly expenses before you can move onto financial fast track.

Like everyone else, you have your own profession. You have a job and you receive paycheck at a fixed time interval. It's what you do differently that determines how fast you get out of rat race.

But how do you accumulate enough passive income to get out from rat race?

There are only two ways to achieve this: buying rental property and owning businesses.

As in real life, you are presented with many opportunities to make money during game. You make decisions whether to invest your hard earned money in opportunities presented to you.

Kate’s work required high creativity – something she had developed quite a reputation for. Her employer counted on her to deliver quality work, and she did…but usually at a great personal cost. She typically had to work late into evening and on weekends in order to meet deadlines without compromising quality of her work. These late-night working sessions frequently consisted of spending several minutes to several hours each day frantically searching for important information that contained critical specifications required to complete her work. But in end, Kate always met her deadlines and delivered a quality product.

All was well with world…until eventually Kate had taken on more responsibility than she could handle. She began running late, missing appointments and deadlines, and not returning clients’ phone calls. And things were no better at home. The stress was doing her in, and she knew that something had to change. In essence, weeds were choking off nutrients to fruit-bearing plants she had been cultivating in her garden, and she was no longer able to produce same quality or volume of fruit.

As much as Kate wanted to preserve her freedom of self-expression by NOT getting organized, she realized that she could be much more productive at work and at home if she didn’t waste so much time looking for things. Kate was ready to make some changes, so she read some organizing books and tried to implement ideas on her own. That didn’t prove to have lasting results, so she hired a professional organizer to help her gain control of her work area. But by end of following week, her desk had reverted back to its original state, and her email and phone messages were out of control, too. The weeds were starting to sprout again and choke off fruit-bearing plants! Kate felt very discouraged and defeated.

By time Kate contacted me, she was ready to do whatever it took to turn things around. Once she quit viewing “getting organized” as an enemy to creativity, she began to discover that creating some systems and routines actually freed up her time and thoughts so she could exercise more self-expression and creativity. This time she started pulling weeds from roots so they wouldn’t grow back…and nutrients began flowing again to fruit-bearing plants. By organizing from inside out, Kate was able to begin making lasting changes in habits that had been costing her a lot of time and energy.

How did Kate and I get started? We used 7-step process below. We went to root of problem instead of just pulling up tops of weeds.

7 Steps to Lasting Change

To demonstrate these steps, I’ll use examples related to getting organized, although you can use this process in other areas of your life, as well.