I have a 17-year-old daughter who is finishing up a year in Vitoria, Brazil. She's been having time of her life in a gorgeous coastal city with beaches of her dreams and cute guys to match. What's not to like?
Tara told us that we could buy a beautiful home ("All marble floors!") on a spectacular beach ("White sand!") in a number of lovely cities ("Amazing architecture!") with friendly neighbors ("Dancing all night with people who don't know you but love you anyway!")
In fact, she helpfully suggested that we could snag one of these properties for a mere $100,000...less than half of median price for a typical house in our area.
She went on to say that we could buy a house on coast in Brazil and retire there, with a delightful lifestyle, plenty of great friends, outstanding and inexpensive medical care, and zero chance of boredom or loneliness.
We weren't surprised that she suggested this. After all, she has an ulterior motive--why, SHE could be one to manage property until we decide to retire! She would, of course, have to live in beautiful, coastal, hunk-heavy, dance-crazed Brazil in order to do this, but she was willing to make this supreme sacrifice to support our perfect retirement.
How thoughtful. No, really. It sounds fantastic. I'm turning 45 in June, and that's not too early to think about how I want to spend next few phases of my life. I truly appreciate suggestion.
The people I admire most are those who continue to reinvent themselves about every decade, and who laugh out loud at notion of retirement. They're on their fifth or sixth "career" and fully expect to have a couple more, just for fun.
What we really long for in retirement is time to play, and what we don't recognize is that we should be playing on a daily basis. We need to live our lives in a way that connects us to our creativity and joy. Think of it as Brazilian plan.