If you serve older adult, disabled or those with chronic illnesses you may qualify for an independent consumer-driven survey process leading to certification as a Senior Approved Service.

You will not pay for clients, leads or referrals. You will not violate HIPAA or Anti-kickback rulings. You will not pay for membership or advertising space.

Certifications are offered for medical, non-medical, alternative healing practices, housing, elder-law, and financial planners – virtually any type of business that reaches this population. “We are building ultimate one-call solution," states Barbara Mascio, founder. “Seniors are need of many kinds of service, including lawn care, handyman services and so on. We save headache of shopping around and completely remove guess work.”

Confident business owners recognize benefits of being part of an exclusive network of Certified Senior Approved Services. See http://www.qualityeldercare.com/senior-services.html

Ever notice how behavior in one area of life can apply to behavior in other areas of life? For example, I've noticed a number of things while driving that apply to online trading. One of them is regarding how people behave toward traffic signals.

In USA, where I live, all traffic lights are red, yellow, green - red for stop, yellow for slow down or caution and green for go. The lights always change in order from red to yellow to green and back again to red after a time.

How drivers relate to changing lights is NOT always same. There are three types of drivers and responses to seeing a green light:

Type one drivers believe light will change to red at any moment. In anticipation of change, they begin to slow down far in advance. I call them "Red Lighters."

Type two drivers know green means it's ok to go. They continue on their present course and speed, making no changes at all as they approach light. I call them "Green Lighters."

Type three drivers know light could turn yellow at any moment, so they step on accelerator to catch up to light as quickly as possible, not wanting to miss it. I call them "Yellow Lighters."

Many people apply these same approaches to most of life's opportunities, including online trading. Maybe you do same thing.

If you see an opportunity approaching, do you slow down, believing that since it won't last you shouldn't be too hasty or you could be stuck in a bad deal? "Red Lighter."

Or, do you see opportunity coming, and just let it come at its own pace, taking your time and accepting whatever happens when it reaches you? "Green Lighter."

Or, do you rush to it, knowing that it could be gone at any moment so best to jump on it immediately so you don't miss out? "Yellow Lighter."