But wait a minute. Isn't whole idea behind health insurance - security? The financial security that comes from knowing that you're covered if something goes wrong with your body? You say you're covered, but what if your medical "situation" exceeds your policy limits? Then what?

No one wants that to happen, so question is: are there other options? For instance, is there a way to "insure" against getting sick in first place? Most people assume that's not possible, but personally, I disagree.

Several years ago my wife Sandy and I stumbled onto a very unusual health product. We both had our own experiences with it and have seen it work miracles for others.

But before going there, I'd like to explain something. To me, health insurance should be about staying healthy. In China, for instance, doctors used to be paid only if they kept you healthy. That's what I call real health insurance. And although U.S. has some of best-trained, dedicated physicians in world, heart disease, cancer, strokes, and autoimmune diseases are all on rise.

Clearly, our health isn't being protected - at least not to an appreciable extent. The medical paradigm in U.S. is mostly about treating symptoms, not fostering health. And while we're all very grateful to doctors for all their efforts, symptom treatment is intrinsically short-sighted.

If symptom treatment was effective in restoring health, people would be getting well and staying well. But that's not what usually happens.

There's a growing movement of people who've recognized shortcomings of traditional medical/pharmaceutical "health" model. They're not stupid. For instance: 106,000 annual deaths from properly prescribed prescription drugs sure got my attention when I heard news. Check it out on net. It's a fact.

OK. So everyone knows there's a problem. Again, question is: are there options out there and if so, what are they?

As I was saying earlier, there is an option. I can say that because I have personal proof. Four years ago, I was diagnosed with a heart condition called atrial fibrillation. It wasn't painful per se, but irregular, spasmodic poundings inside my chest were very disconcerting.

For instance, people who do not have enough of vitamins A, B1 and B2 suffer from recurring tiredness, mental or emotional disturbances, loss of appetite and chapped lips, among others.

The common causes of these vitamin deficiencies include poor eating habits, alcoholism, emotional stress, improper absorption of vitamins and minerals (usually due to liver or intestinal disorders), intake of medicines that interfere with ingestion of vitamins and lack of exposure to sunlight.

If you constantly feel sluggish and suffer from chronic health-related inconveniences, you might be short of vitamins your body needs to function properly. Doctors will usually prescribe supplements that address lack of vitamins and minerals in body. However, also keep in mind not to overdo it, as an excess of vitamins can also be harmful.