Long Term Care and Long Term Care InsuranceWritten by John Lee
A person might need long term care (LTC) if he/she cannot perform activities of daily living such as eating, taking shower or getting dressed by him/herself anymore. Certain disease can also make long term care necessary.
Long term care is not type of care offered by a hospital or a doctor's clinic. Long term care can be received at home, in a nursing home or at an assisted living facility. About 55% of American who are 85 or older needs long term care.12 million older Americans are expected to require long term care in year 2020.
Long term care is very expensive. Both nursing home care and home health care costs a lot. Unfortunately, a person's health plan and disability insurance usually do not cover cost of long term care. Also, in most cases Medicare can't cover long term care either.
Dry Skin CareWritten by Yoav Cohen
Is your dry skin itchy and flaky or cracking and peeling? While dry skin may indicate any of several skin disorders such as psoriasis or eczema, you may simply have skin that is badly in need of hydration. The epidermis, or outer layer of skin, is easily dehydrated, particularly in cold, windy weather or after extensive unprotected sun exposure. Flaky, itchy skin, itchy scalp, or scaling can result. Painful chaffing can appear on skin.
These problems can be very annoying and uncomfortable, not to mention unattractive. Severely dehydrated skin can result in dermatitis, a common skin irritation. Dermatitis can be easily treated by your physician, but it is certainly unattractive and uncomfortable during an attack of dermatitis.
To cure your serious itchy, scaly skin problems, you must avoid cleaning skin with hot water. Always cleanse itchy, flaky or cracked skin with lukewarm water. Using water that is too hot simply removes more of important natural protective oils produced by skin, resulting in more