Family: Lia Beamer: A New Hero Emerges

Lia Beamer: A New Hero Emerges

Written by Janet Bishop

Lisa Beamer: A New Hero Emerges She took to repparttar

skies to make a statement against fear, against terrorism, and as an expression of her personal faith in God. She met with Todd's associates in repparttar 111641

hope of raising funds for repparttar 111642

Todd M. Beamer Foundation, dedicated to assisting repparttar 111643

22 children who lost parents aboard Flight 93. Her hope is that those child- ren will grow up into repparttar 111644

kind of people who "can make courageous and and moral decisions."

And so recently a new hero has emerged- as Lisa Beamer retraced her late husband's steps- boarding repparttar 111645 same Newark to San Fran- cisco flight that Todd Beamer took that terrible day in September 2001. She completed repparttar 111646 flight he began, meeting with associates, that Todd was on his way to visit.

8 Tips for Paying Bills

Written by Susan W. Miller

Bills, bills, bills - does repparttar

mailman deliver anything else? What am I going to do?

Maybe you really do want to pay your bills but just can't afford to pay all of them this month. Which ones should you take care of first? Knowing repparttar 111640 answer to this question will help you get your priorities in line, preserve your credit rating, and minimize repparttar 111641 nasty phone calls you receive. After much research and consultation with other professionals in repparttar 111642 financial world, there seems to be a general consensus in this area:

1. List out repparttar 111643 bills you owe, prioritize them, and draw up a FPLP - first-pay/last-pay schedule 2. Make small payments on each bill instead of paying some in full and delaying repparttar 111644 others. 3. Don't hide from your creditors. Explain your plan and ask for their cooperation as you stretch these payments. Assure them they will be paid in full. If you have a plan in place, you may be able to even give them some idea when they will be paid in full. 4. Stick to your new payment plan. If you are not consistent, repparttar 111645 lender might give up on you and take repparttar 111646 next step - legal action. Avoid those hassles by being consistent and in open communication.

These are repparttar 111647 bills to pay first:

A) Pay repparttar 111648 rent or repparttar 111649 mortgage. You face eviction or at least a lot of hassle if repparttar 111650 rent is not paid on time. Most lenders grant a grace period and then tack on a late fee if you are a homeowner. Foreclosure proceedings usually don't begin until after payment has been missed for 3 consecutive months. Late payments will, in fact, be reported to repparttar 111651 credit bureau. B) Keep utility bills current. Most companies will not disconnect for 60 days. There is almost always a reconnect fee and much time delayed after you straigten out repparttar 111652 back payments and you do get reconnected. Stick to their schedule or communicate with them about your situation. C) Handle credit card payments monthly. List out all repparttar 111653 credit card balances, repparttar 111654 minimum payment required, and repparttar 111655 interest rate charged. Put them in ascending order starting with repparttar 111656 highest interest rate charge and finishing with repparttar 111657 lowest rate. Pay off repparttar 111658 highest rate first and continue to pay repparttar 111659 minimum on repparttar 111660 others. Place getting out of debt among your highest goals.

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