Family: Lesson from An Old Guitar

Lesson from An Old Guitar

Written by Chuck Hinson

FOREWARD Sometimes, repparttar

greatest parables can be found in everyday situations. What you’re about to read is something that happened to me in August, 1964. It’s repparttar 110842

story of an encounter between me and my father, C. E. Hinson. I’ll never forget repparttar 110843

lesson he taught me that day … it’s one that I’ve passed down to my children, and to others. It’s my prayer that you’ll find repparttar 110844

lesson in it, as well, and pass it on to those who can use repparttar 110845

wisdom he conveyed in this. My dad was, in my eyes, repparttar 110846

greatest man God could’ve put in repparttar 110847

20 th Century. He and my mama were repparttar 110848

epitome of what Christ taught … and, to their memory, I dedicate this story. I hope you enjoy it.

A LESSON FROM AN OLD GUITAR Years ago, when I was just barely into my teens, my dad came home from work carrying a battered, old guitar. He knew I wanted to learn to play one – I’d seen folk groups, country acts – even some new group called “The Beatles” playing them, and it looked like so much fun. In fact, while these performers were on TV, I’d watch carefully for repparttar 110849 close-up shots, and (using a baseball bat as a “guitar”) I’d mimic their fingering, position of repparttar 110850 chords and timing. When he gave me repparttar 110851 acoustic guitar, I sat down and, propping it up on my knee, began to position my fingers on repparttar 110852 neck, just as I had seen repparttar 110853 performers do. Certainly, I was going to be repparttar 110854 next Elvis. But he did something that I’ll remember to my dying day: He took a big, calloused hand, put it over repparttar 110855 fingerboard and stopped me from playing! Then he said, “Son, wait a minute. Let me tell you a little story. You see, Life’s a lot like that old guitar you’ve got, especially when it’s time to pay your dues. And, just like repparttar 110856 sounds you can make on that guitar, repparttar 110857 onesyou make in life is entirely up to you. We can’t stop you from framming away at it like an off-tune madman any more than we can stop you from playing beautiful music.

What Students and Parents MUST Know about Student Loans

Written by John WIlliams

word count: 634 character width: 60 resource box: 4 lines + web link

========================================================== "What Students and Parents MUST Know about Student Loans"

- by John Williams

A student loan helps you get through college. Then you come out into a high-paying career. It's a great investment in your (or your sons/daughters) future.

Student loans generally give you a good deal. You get below-market interest rates, and you get a $2500 federal tax credit on interest paid over any period of time (previously first 60 months only)

It doesn't matter if repparttar student, or parent takes out repparttar 110841 loan; tax deduction remains repparttar 110842 same.

* Did you know repparttar 110843 federal government has a $50 billion student loan program ?

Not surprisingly, repparttar 110844 federal government provides repparttar 110845 largest percentage of student loans. Other student loans may come direct from colleges, private lenders or state governments.

One of repparttar 110846 key advantages to a federal guaranteed loan is exactly that - it's guaranteed. That means you don't need collateral. It also means repparttar 110847 terms are kinder than a typical lender might offer. Of course, your educational program has to be approved by repparttar 110848 government.

Types of student loans

* Federal Stafford Loan - for undergraduate or graduate students

A popular and cost-effective source of a student loan. Stafford loans provide low-interest, government guaranteed funds.

Stafford Loans come in two types, subsidized or unsubsidized. Whether or not you're eligible for subsidized depends on household income. The school ought to advise on this.

For subsidized, repparttar 110849 government covers repparttar 110850 interest right up to start of repayment i.e. they pay interest incurred during repparttar 110851 course, in deferment and during repparttar 110852 grace period before repayment begins. If you qualify for subsidized, it's a great deal

For unsubsidized, repparttar 110853 student must pay all interest incurred at all times, though they don't start repaying until after grace period.

* Federal PLUS Loan - for parents of undergraduates

Parent Loan for Undergraduate Students (PLUS) allows parents to take a loan on their Childs behalf. They can contribute to their Childs future, and get a great low- interest loan with continuing future tax relief.

PLUS actually allows parents to borrow repparttar 110854 total cost of their child's education, minus any grants or other financial aid awarded. All tuition fees, meals, books, transport etc. can be included in repparttar 110855 loan.

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