LOW UNEMPLOYMENT: CATALYST FOR EXCELLENCE OR EXCUSE FOR FAILURE?

Written by Mason Duchatschek


“Wise isrepparttar man who fixes his roof whilerepparttar 106703 sun is shining.” – Ben Franklin

During low unemployment, companies that plan to grow by simply adding employees will find that shallow labor pools won’t readily support them. Companies that plan to select, develop, and retain employeesrepparttar 106704 way they’ve always done it could create a competitive disadvantage they might never overcome.

Low unemployment in a booming economy means increased competition for a diminishing number of available applicants. Whether employers like it or not, they will be forced to change their approach to staffing their businesses if they want to keep up, much less move ahead, in these competitive times.

Whenever I find myself struggling to figure out a problem, I begin to look for models of success established by others who have been involved in situations similar to mine. For those of you wondering whatrepparttar 106705 heck you’re going to do to meetrepparttar 106706 staffing challenges ofrepparttar 106707 near future, I suspect that you might get a few good ideas from a somewhat unlikely source . . . a professional sports team. For example, lets take a look at pro baseball teams and how they operate. They:

·Get rid of people who can’t dorepparttar 106708 job. ·Train and develop those who can dorepparttar 106709 job. ·Support those who are doingrepparttar 106710 job. ·Look externally for other people when they don’t haverepparttar 106711 resources internally to dorepparttar 106712 job.

For example, let's take a look at a starting second baseman on a major league team. Suppose he gets sidelined because of an injury. His organization would have substitute players trained, developed, and ready to play. His organization would also have a whole system of minor league players, at different skill levels, preparing forrepparttar 106713 opportunity to do his job.

Asrepparttar 106714 starting second baseman, he would also have to rely on those teammates around him and his organization’s ability to replace those who leave or are injured with other players who are as good as or better thanrepparttar 106715 previous players.

Ten Tips for Replacing Health Coverage

Written by Tony Novak


Changing health insurance is a ritual part of changing jobs, graduating from school or starting your own business. Fortunately it is now a lot easier and less expensive than inrepparttar past. Medsave.com isrepparttar 106702 nation’s largest online benefits enrollment service that offers this type of fast, affordable and reliable coverage nationally with policies issued within one business day. These tips will help you findrepparttar 106703 best value:

1. Do not try to your change insurance plan if you have a serious medical condition. Instead, contact your current insurer directly to ask about continuation of coverage options. Insurance services like Medsave.com are designed to provide insurance only for unknown future medical problems. These services do not help people with current medical problems. If you have medical conditions and absolutely must change health plans, switch to an HMO (these are not handled by Medsave.com)..

2. Think short term. Most people who buy their own health insurance change their coverage in less than a year. Buyrepparttar 106704 plan that offers yourepparttar 106705 best deal now without concern for whether it will be available in a year. Next year an entirely new generation of health plans will be available. A plan that you bought more than a year ago would not likely representrepparttar 106706 best value for you today. Use short-term medical insurance plans, student medical plans or foreign travel insurance plans if you qualify. These offer better deals if you qualify.

3. Choose a higher deductible. By taking a $1000 deductible, you will save more than $1000 in premium payments over a year's time. This should be an easy decision from a mathematical viewpoint. Some young people can buy a high deductible insurance plan for less than $30 per month to cover any serious medical issues.

4. Use free enrollment offers. With an increasing number of plans now charging an up-front enrollment fee, look for deals to saverepparttar 106707 enrollment fee whenever possible. Medsave.com paysrepparttar 106708 enrollment fee for anyone switching from a short term to a permanent insurance plan.

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