Are you looking for investment money? I HAVE money to invest. I run a Venture Capital Club [http://home.earthlink.net/~beowulfinvestments/globalvillageinvestmentclubwelcome/] whose members want to invest in your company, if you’ll play by rules. I'll come back to our investment in your company in a few moments.

If you're planning to go public, do it from offshore. I'll repeat that. If you're planning to go public, do it from offshore.

Why do it from offshore?

#1, It's cheaper.

#2, You increase your chances of actually have your company’s shares trade from 50/50 to 90/10.

#3, You are now set to do business in Global Village.

#4, You will legally decrease your taxes enormously.

Let me give you some hard facts.

If you go public in US via an IPO, you will spend, out of pocket, between $1,500,000 and $2,225,000. It takes an average of 18 months to get an "Effective Letter" so that you can begin trading. The odds of seeing your company's shares trade are about even, i.e., 50/50. If they don't trade, merchant bankers and brokerage houses will walk away from you. If you DO trade, but poorly, merchant bankers and brokerage houses will walk away from you. If you company trades, your underwriter will want at least 18% of your IPO funds. The traditional going public formula works well for Market Professionals, but not as well for your company and public.

If you go public in US via a reverse merger, it will cost you less to begin with and you will be trading. In end, however, it will cost probably $5,000,000 and you’ll sacrifice future of your company. Why do I say that? Because you'll have to spend a lot of money buying out shares owned by previous insiders. They'll be selling those shares into your best efforts to raise your share price. Then you'll have to spend another fortune supporting those shares and finding other buyers for them. The obligation to find buyers for your public company’s float is never ending. It’s primary reasons public companies go private. Reverse mergers are fastest way to go broke ever invented.

Another hard fact: 98% of all companies which go public on Over-the-Counter Bulletin Board are out of business in five years or less. That's 98%. Those are kinds of lousy odds you get playing slots in Las Vegas and Atlantic City. If you desire to run your business as a gamble, it's a perfect way to go. You may have fun. Your insiders may pocket some of public’s money. But, your company is likely to go broke.

Not a pretty picture is it?

There is only one good reason to go public. You’ll use your publicly traded shares to buy cash producing assets and build a hundred million-dollar company. I'll repeat that. You must use your shares as money to buy cash-producing assets.

A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or loan to a credit card with a offer interest rate (usually 0%) for a set period. It does not have to be entire amount. The card receiving balance will an interest rate for a set term, normally 6 months, but can be 9 months or even a year. Take a look at current balance transfer deals currently available. This will give you a flavour of typical kind of deal available.

Should I apply for a balance transfer ?

It is important to remember that a balance transfer does not mean that debt has gone away. It just means you are not paying interest on it. You will still have to maintain payments.

This may seem obvious but many people do not get this straight in their mind.

The basic criteria for getting a balance transfer is when you regularly have an outstanding balance after making your monthly payments. This is amount you should look to transfer to another card. This will mean that for period of offer you will pay no interest on balance (provided you make minimum payments).

You should be very wary of taking up a balance transfer, if your overall debt is increasing. A balance transfer is not a green light to spend more money. The money you save should be used to decrease your debt.

What should I look for in a balance transfer ?

You need to be aware of following when looking for a balance transfer card

Good things

• Length of offer period.
• Offer Interest Rate.
• The zero or low interest rate charged on balance.
• Possible transfers from loans and overdrafts.
• On some cards you can transfer from existing loans and overdrafts and still get offer.