Motivational: Just ASK!

Just ASK!

Written by Leo J Quinn Jr

Ask and you shall receive & knock and it shall be opened send an email and see what happens.

As a student of personal finance you are probably familiar with repparttar advice to negotiate with your credit card companies to get a lower interest rate. Why stop there?

There is hardly anything that can't be gotten for less than what is being asked if you are smart and creative about asking.

Since you are reading this on a computer, let's start there. Got AOL?

I called AOL and they gave me two months of free service. Here is how it went...

AOL: How can I make your online experience more enjoyable? (I should have said give me 6 free months!) ME: Well first, I was wondering how long I have been a member of AOL. AOL: April 1995 ME: That's a long time. What would happen if I got a new computer and they offered me a free year of AOL. AOL: Your account would be credited for that year. ME: Well, since I've been a valued customer for such a long time could you give me 3 or 4 free months? AOL: I'd like to ...can you hold? ME: Sure AOL: My supervisor has authorized me to give you 2 free months. Is that OK? ME: Sure. AOL: Leo, let me ask you... is repparttar 122637 reason you called today to get some free months? ME: Well, I really wanted to find out how long I'd been a member but YES, since I've been a loyal customer. Thanks!

You'll notice that FIRST, I established how long I had been a member. Even if I knew repparttar 122638 answer to repparttar 122639 question I would still have had him look it up so HE knew. Seven years as an AOL member established that I was a VALUED (valuable) customer. This is when I asked for repparttar 122640 free months. If he had said "no" I would have asked to speak to his supervisor but he did that for me.

I'm not sure who said it but I like repparttar 122641 lesson "never accept a NO from someone not empowered to give you a YES!"

Got Road Runner? I got this idea from one of my subscribers. Locally, Time Warner is offering new subscribers a special six month rate of $29.95 instead of repparttar 122642 normal $49.95.

She was already a Road Runner subscriber but she called and asked for repparttar 122643 $29.95 rate since she was a "valued customer". They said yes and she saved $120 for a five-minute phone call.

Have you been with your Internet Service Provider for a while? Call up and ask them for a few free months. If they are reluctant, you might drop hints about trying another service.

In one of my seminars a student commented that she would be afraid "they" would laugh at her if she called and asked for a discount. 1) They probably won't and 2) So what if they did? If they are laughing, ask them if that was a yes or no and then ask to speak with their supervisor say you are upset about repparttar 122644 laughing and as a valued customer you'll get your discount! That or have one of your teenage kids make repparttar 122645 call they don't take no for an answer do they?

The Release

Written by Heather J. Tait

Some people choose to live life differently from that of ourselves. This goes for children, adults, and people in general. Sometimes this doesn't always leave a lot of room for compromise especially if it is a loved one that chooses a different path. Like every path, it is composed of choice, both positive and negative. Some people choose to live honest good lives and some people choose to be self destructive and confined to their own self will. Regardless, it is their choice and their decision to live repparttar

way they want. What if you see someone's path headed for a dead end? Well you can at first bring this to their attention if they wish for your opinion. But after that, they are really on their own and repparttar 122636

only thing you can do is let them discover consequence for themselves. Sometimes more action is required on your own part especially if their destructive behavior begins to affect your personal well being. In this instance you have two choices, either participate or not. Perhaps it is considered easier to participate being that you don't have to address repparttar 122637

conflict head on. Many people choose this way of thinking and suffer repparttar 122638

emotional turmoil that comes along with it. We can't always have our hands on repparttar 122639

strings of another's life, keeping them from falling to repparttar 122640

ground. Sometimes that very behavior in itself prolongs our loved ones agony, because they never reach their bottom, and never recognize their mistake.

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