Is your Identity REALLY safe?

Written by Ken Burnett

Is your Identity REALLY safe?

(c) Copyright 2003 by Ken Burnett

Here are...Ten Preventative Steps To Help Safeguard Against Identity Theft.

Guard against malicious thieves stealing your identity.

If you receive suspicious billings or items that you don't recognize. Call and investigate them right away with your provider. Try to head of any means of fraud before it can occur.

When you receive financial inquiries or solicitations inrepparttar mail...DON'T just discard them inrepparttar 147220 trash. Invest in a good crosscut shredder...Don't discard ANY mail solicitations, fianancial papers, bank statements, invoices, quoates, or any items that may contain information about you or your family members. Don't give would-be thieves an opportunity to gain access to your identity.

Don't give anyone your financial or private information overrepparttar 147221 telephone unless you initiatedrepparttar 147222 original phone conversation and you can verifyrepparttar 147223 person or organization you're speaking to.

It's sad, but true in today's world. You must be very careful not offer ANYONE your social security number, bank account number, credit card number, or any private or financial information overrepparttar 147224 phone without first properly identifying them. Get their contact phone and call back to verify. Also be careful not to be talking on a cordless or cellular phone....these are NOT secure devices. Anyone with a radio scanner may be able to monitor your conversation!

Protect your ATM cards, Personal Identication Numbers (P.I.N.) Guard against ANYONE gaining posession of of any ATM Cards, Charge Cards, and (PIN) Personal Identification Numbers.Check that they are always in your control. Keep account numbers, receipts, and contact information in a secure place that'seasily accessed by you inrepparttar 147225 event that you identity information is breached.

Report any lost, stolen, or missing checks immediately to your bank. They can then arrange to block payment on specific check numbers in question. When you receive your checks inrepparttar 147226 mail, always confirm that none are missing.

Make sure to store cancelled checks in a safe place.

5 Things To Know About The Stock Market

Written by Alan Korber

50% Of U.S. Households Invest In The Stock Market Individuals invest inrepparttar stock market directly, through mutual funds, their pension plans, profit sharing plans, 401k's, IRA's, etc.

Mutual Funds Dominate The Market It is mainlyrepparttar 147219 mutual funds, buying and selling, who moverepparttar 147220 market and cause individual stocks to go up and down. Mutual funds arerepparttar 147221 800-pound gorillas ofrepparttar 147222 stock market; atrepparttar 147223 end of 2003, mutual funds held more than $3 trillion dollars worth of stocks.

The Dow Jones Average Is Not The Stock Market The Dow Jones Industrial Average is comprised of only 30 selected stocks. In reality, there are more than 7,000 different stocks listed onrepparttar 147224 3 major U.S. stock exchanges. That makes it quite possible that, in a given time frame,repparttar 147225 Dow Jones Average may be flat or down but many individual stocks may actually be up.

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