Is Your Trash Cash? 5 Easy Places to Sell Your Stuff

Written by Karen Fritscher-Porter

The old adage that says "one person's trash is another person's treasure" never goes out of date. So when you're looking for some extra spending cash and you want to make some space in your home, combinerepparttar two endeavors by selling your stuff instead of donating it or trashing it. Userepparttar 151102 extra cash to pay a bill or start a holiday gift fund. Even better, userepparttar 151103 windfall to treat yourself to a weekend getaway! Plenty of people and places exist to buy what you could be selling instead of giving away or trashing. Here are some places where you can sell your stuff:

ANTIQUE DEALERS AND COLLECTORS: Sell anything from old coins and costume jewelry to old records and toys that are in great shape to dealers. And sometimes not so great shape. I got several offers for an old hand-me down jeweled pocket watch, even with its bit of chipped paint. Dealers often resell your item to make themselves a profit. The telephone book yellow pages yieldsrepparttar 151104 names of area antique dealers or checkrepparttar 151105 local newspaper classified ads underrepparttar 151106 "wanted to buy" sections. Be sure to get more than one quote or appraisal before you sell it.

FLEA MARKETS: Got a bunch of stuff to sell like books, video tapes, figurines, fake (or real) potted plants, even clothing in good shape? Rent a booth atrepparttar 151107 nearest flea market that generates a lot of traffic. Often just $5 - $15 rents a space with a table. Visit first to scope outrepparttar 151108 best booth for your bucks. Perhaps even bring your own additional tables, shelves or hanging clothes racks. A sheet or cheap tablecloth will dress up your flea market table too (Sometimes good displays attract more shoppers!). Don't forgetrepparttar 151109 lawn chair and $20 in small bills for change. And flea market shoppers like to haggle. So inflate your prices just a bit so they can strike a bargain with you. It's expected!

CLASSIFIED ADS: Make room forrepparttar 151110 new couch by sellingrepparttar 151111 old one in your local freebie paper, especially if you're in a college town. Used furnishings are hot sale items to students. I once netted $200 bucks for a small quaint and deteriorating three piece wood bedroom drawer set someone gave me a few years back. I placed an ad inrepparttar 151112 local "Pennysaver" newspaper for just a few bucks, and dozens of potential buyers called almost immediately. It sold in two days (to a furniture design graduate student who wanted to restorerepparttar 151113 furniture).

5 things pensioners applying for a loan should remember

Written by Nicholas Cameron

Are you a pensioner applying for a loan? Here are 5 things you should remember

As a pensioner, applying for loans and finance can be problematic. Some ofrepparttar best deals inrepparttar 151101 market may be unavailable to you because you do not meetrepparttar 151102 ideal criteria that lenders look for. For example, because of your situation you may no longer be able to generate income. To make up for this, you need to make sure that other aspects of your loan application are presented strongly to allow you to obtainrepparttar 151103 loan most suited to you.

Your age may make you a credit risk

In general,repparttar 151104 main thing that lenders consider when reviewing a credit application is risk. Your credit history, income and age may all point to you being a high credit risk and lenders may consequently decline your application. Because of these factors, senior citizens and pensioners may experience greater difficulty in obtaining a loan. However, if you can show that you are able to service your loan forrepparttar 151105 duration ofrepparttar 151106 term, or even prepayrepparttar 151107 interest, you still have a good chance of succeeding in your application.

You need to demonstrate loan serviceability in your application

Regardless of your age and employment status,repparttar 151108 main thing you need to show is that you can actually pay backrepparttar 151109 loan you wish to take out. Ifrepparttar 151110 lender decides that you will have no difficulty makingrepparttar 151111 scheduled repayments forrepparttar 151112 term ofrepparttar 151113 loan, you will probably be successful in your application. Any information you can provide regarding your assets and income will obviously be relevant.

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