Inspecting a House Before you buy any house, take
time to thoroughly inspect
structure and mechanical systems.
Costly repairs can often be avoided or at least anticipated by a preliminary inspection before a purchase offer is signed. If
house is inspected before a purchase offer is made, you will know in advance if heating equipment, rewiring, or any other costly repairs or replacements will be needed. If defects are found, you do not necessarily have to reject
house. A purchase offer can include a contingency clause that identifies what needs to be corrected before
sale is finalized. Another option is to offer a lower purchase price based on
cost of correcting
problems.
After an offer to purchase contract is signed (but before a loan is applied for or a title inspection ordered), a thorough inspection should be done. Some lenders require a mechanical and structural inspection by a qualified house inspector. Even if a lending institution does not require such an inspection, you may want one. Reserve
right to cancel or renegotiate a purchase agreement if a professional inspection reveals significant defects.
If you decide to hire a professional inspector, be there when
inspection is done. Follow him or her around. Ask questions. It is important to know what is being checked, why, and
condition of each area.
TOOLS
· Pencil and paper to record information on
house.
· Measuring tape (25 or 50 feet) to measure
dimensions of
house and individual rooms. (The measurements will show whether pieces of furniture will fit into specific rooms).
Keep a file with
links that you visit and find valuable and you can write another article with just links to great places to visit related to that topic. You can also use these to create a links page on your site.
· Stepladder, if needed, for access to an attic
· Flashlight with a strong beam for inspecting
attic, basement, and storage areas with poor lighting.
· Coveralls to protect your clothing when inspecting
attic or crawl space.
· Ice pick or pocket knife to test
condition of wood structure.
· Hand level to check drainage of sidewalks, porches, and basement floor and to see if
floors are level.
· Screwdriver to remove electrical faceplates to look for evidence of insulation and
condition of
wiring. (Turn off electrical power at fuse or circuit breaker box first!)
· Three-prong electrical circuit tester to test receptacles.
· Binoculars for inspecting roof shingles and flashing from
ground. INSPECTION PROCEDURE
Walk around
outside of
house at least twice. As you walk, note specific areas that you need to inspect more carefully when inside
house. Look first at
foundation, drainage, and siding;
second time check windows, gutters, and
roof.
Once
outside inspection is finished, move inside
house. Start in
crawl space or basement and work up through
house to
attic. Take plenty of time to look behind boxes, in dark areas, under cabinets, etc.
The items listed below will help you do a thorough inspection. Use this list as a guide when inspecting any house. The items do not include such personal preferences as interior decoration (color, carpet, window treatment, etc.) or
presence of optional equipment (air conditioning, security system, etc.) NOTE: The items are not listed in
exact order which you might follow when inspecting a house.
Answer YES or NO to as many of
questions as apply to
house you are inspecting:
Does
slope of
lot prevent water from standing next to
house? Water-saturated soil could indicate
lack of drain tile.
Is there easy and safe access to
lot? Is
lot safe and convenient?
Are there signs of septic field drainage problems? These may include odor of raw sewage, extremely soggy soil over
drainfield, sewage discharged over
ground or in nearby ditches, broken or cracked white pipes that stick out of
ground, or an alarm flashing or beeping in
house. Are there enough electrical receptacles to meet your needs? Grounded receptacles have a third, round hole. Use a circuit tester to see if receptacles are wired correctly and are grounded.
Does
house have ground-fault circuit interrupter (GFCI) protection in
kitchen, bathroom, garage, and outdoor circuits? Special GFCI receptacles can be identified by
"test" and "reset" buttons on
face of each outlet; GFCI breakers are labeled in
service box. If this protection is found in an older home, it indicates that
electrical system has been upgraded.
Is there visible electrical wiring in
attic, basement, or garage? Note
type of wire used and its condition.
As with
heating system, you may wish to have a professional check
electrical system.
WATER SYSTEM AND QUALITY OF WATER
Are
plumbing fixtures, especially in
bathroom and kitchen, in good condition? Look for water damage on
bottom of sink cabinets, around
bases of toilets, and on ceilings (below upstairs plumbing fixtures).