Information on Defective Products’ CasesWritten by Mart Gil Abareta
Every year, millions of people are being injured or harmed by defective products. A product can be considered to be defective for various reasons such as design defect, failure to warn, failure to guard, unfit for intended use, defect in construction, or a defect in materials. With this, defective product claims can be based on negligence, strict liability, or breach of warranty of fitness depending on jurisdiction within which claim is based.No matter how big or small, you must file your defective products claim and see what your legal rights are. Basically, liability and damages are two important elements in every defective products law case. A liability involves demonstrating that person being charged did bear responsibility for injury. The damages, however, refer to extent or amount of injury or loss that was suffered on account of defendant's actions or negligence. Know what, defective product cases require extensive resources and experience. Expert witnesses can cost tens of thousands of dollars just for an initial evaluation. Not every lawyer has resources or connections to utilize top experts. In addition, product liability cases require originality, creativeness, fortitude and resources to cover high expenses involved. Representing injured parties is often expensive for attorneys because they put up large sums of money on these complex cases in order to hire experts, take depositions, gather evidence, and oppose lawyers of large companies and insurance firms.
| | Contractor Scams ExplainedWritten by Mart Gil Abareta
Just like in your personal belongings, you always want your homes to always look good, be organized, and receive good impressions from other people. Every time, little repairs such as leaks, broken window glasses, etc. need to be done, you are always pressured to fix these things immediately. And because of this, contractor scams happen to you sometimes without your knowledge. It will only be later that you’ll realize that you have been fooled by these fraudulent individuals.How do contractor scams happen? Well, it’s something like this… First, a contractor calls on phone or knocks on your door and offers to install a new roof or remodel your kitchen at a price that sounds reasonable. You tell him you’re interested, but can’t afford it. He tells you it’s no problem – he can arrange financing through a lender he knows. You agree to project and contractor begins work. At some point after contractor begins, you are asked to sign a lot of papers. The papers may be blank or lender may rush you to sign before you have time to read what you’ve been given to sign. You sign papers. Later, you realize that papers you signed are a home equity loan. The interest rate, points and fees seem very high. To make matters worse, work on your home isn’t done right or hasn’t been completed, and contractor, who may have been paid by lender, has little interest in completing work to your satisfaction.
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