When I worked in insurance industry, I used to sit insurance examinations. I would always study hard and give it my all, however there were only three options as results. These were, distinction, pass or fail. I hate this word fail, in their eyes I failed twice, but did I though? As already stated, I could not have tried any harder, therefore how dare they call me a failure.

For me these people are quite sad. I have a friend who is similar to people above, he is always thinking of money, always talking about money. How to earn it, how to spend it etc. He is part of a lottery syndicate, there are about fifty people in this syndicate. When he goes out on Saturday evening, he always takes with him a piece of paper with numbers on and a little pen. At around nine o'clock he phones his girlfriend and she tells him what numbers are for that particular night. He then spends around twenty minutes checking numbers, and then re-checking to see if he has any winning lines.