Identity Theft – Beware of Phishing Attacks!

“Dear Bank of West customer”, message begins. I’ve just received an e-mail message, purportedly from security department at Bank of West. The message explains that certain features of my account have been suspended due to “suspicious activity” on my account. The message then provides a link that I can follow in order to fill out an online form confirming my identity. It’s certainly nice that Bank of West is worried about status of my account. There’s just one problem – I don’t have an account at Bank of West. In fact, I’ve never even heard of Bank of West.

This message is an example of “phishing”, a relatively new problem found on Internet. Unscrupulous individuals are sending spam e-mail messages by millions, purporting to be from credit card companies, PayPal, eBay, or banks. Each message warns recipient of questionable activity on his or her account, as asks that recipient click on a link to verify personal information. The requested information is usually a username or password. Sometimes it’s a credit card number and expiration date. These messages are almost always fraudulent, and consumers are falling for them by thousands. The messages certainly look legitimate, and often mimic style of legitimate company’s messages exactly. How can you tell difference between a real message from your bank and a fake one designed to

Which Business Credit Cards with Reward are the Best?

Thinking of applying for a credit card with a reward program to help you and your business? Here is a brief guide to some of best programs on internet.

The Platinum Business Credit Card with rewards from American Express is a great offer. It has a introductory 0% APR, and has a low 4.99% fixed rate for balance transfers made within first 45 days. Perfect for those with good credit, you can get a decision within 60 seconds, when you apply online.

Citibank also offers great business credit cards with rewards that could help you and your business. The CitiBusiness Card, like Platinum Business Credit Card, offers qualified applicants a low introductory rate and no annual fee. This card is perfect if you are thinking of transferring your balance as it will give you a low interest rate. It also offers a great credit line, which will let you make purchases for your business.