Identity Theft - 7 Warning Signs

Written by S. Terry

Concerns regarding personal Identity Theft are growing stronger as more announcements are made regarding compromised databases and files from credit card companies and financial institutions.

It is even more alarming when you realize how simple it is for someone to steal your identity and ruin your credit.

Here are a 7 Red Flags to watch for that could signal an identity theft attempt:

1. You are not receiving your mail - including utility bills, credit card statements, magazine subscriptions. Know when your financial statements are normally delivered and contactrepparttar company involved if you don't receive them. Someone may be stealing mail from your mailbox or has successfully forwarded your mail to another address. Contactrepparttar 147737 post office to see if a change of address or a forward mail request has been flagged for your mail.

2. You notice charges on your credit card statements that you have not made. Contactrepparttar 147738 credit card company immediately, an identity thief may be using your credit card number.

3. Withdrawls made from your bank account that you haven't made (both small and large amounts). Someone may have compromised your debit card or duplicated your checks. Contact your bank immediately.

4. You receive credit card statements from companies that you do not use. Contact that financial instituation immediately as someone may have been successfully approved for a credit card with your information.

5. Credit denial letters from financial institutions that you did not apply for. Someone may be applying for credit cards, loans or lines of credit in your name. Contactrepparttar 147739 financial institution immediately for more information.


Written by Scott Shaper

In this article I am going to talk about those infomercials that are obvious scams. Which ones are they? They arerepparttar ones promising you, that by following their system you will make thousands part- time and tens of thousands full-time. Or, they invite you to come to a free seminar where they can tell you about their secret money making system. Let's first look atrepparttar 147039 ones that offer a money making system, they go something like this.

For only 39.99 you will getrepparttar 147040 following materials:

  • Our get started now booklet
  • Our making money with our system workbook
  • Our where to findrepparttar 147041 money making deals guide
  • Our two CDs or video tapes showing you step by step how to make big money using our system
And as a free bonus you get
  • Our top ten secrets to making really big money using our system
  • Allrepparttar 147042 forms needed to start making money now.
This is a $150.00 dollar value yours for only 39.99 if you order now blah blah blah.

These commercials are so full of baloney. Yet thousands of people fall victim to them everyday. In exposing their obvious scam lets first look atrepparttar 147043 math.

They offer all this nicely printed material, plus pay to run a thirty minute professionally produced commercial on television. And yet, they can afford to sell you a product for $39.99 and make a profit. Well, what a lot of people don't know is that they don't make a profit, or much of one. That is to say they don't make a profit onrepparttar 147044 $39.99 sale. This is known as a front end sale. Just something to bait you in,repparttar 147045 back end sale is where they will cash in.

You see, when you order this material it is designed not to give you any real information. Basically, what you have purchased is cleverly written sales material. It will either be worthless, just more hype, or it will be too confusing to understand. Magically, in a couple of days one ofrepparttar 147046 companies' salespeople will start calling you, offering all sorts of upgrades. They will disguise this sale cleverly by innocently inquiring how you are doing withrepparttar 147047 product. Since what you purchased is garbage to begin with, of course you will not be doing well with it. This isrepparttar 147048 point whererepparttar 147049 salesperson cons you into subscribing to their one on one service, or purchase their upgraded material. They will go on to tell you thatrepparttar 147050 people who have maderepparttar 147051 really big money, invested into these upgrade programs. Notice that I usedrepparttar 147052 word invested, and not purchased. That is because it isrepparttar 147053 term they will use on you. It's not a purchase you are making but an investment, wouldn't make sense to invest a few hundred dollars to make thousands. Of course it would, and that is why most people sucker into this sale. This is known asrepparttar 147054 back end sale, and this is where these companies makerepparttar 147055 big money. These upgrades and one on one training courses cost hundreds if not thousands of dollars, and people pay it. What do they get for their money? Well according to what I have read from these people, absolutely nothing. It's a very costly mistake.

What aboutrepparttar 147056 idea itself, won't it make money? Wellrepparttar 147057 answer is no, and here is why. If you had come up with some sort of marketing idea that ended up making you very wealthy, would you honestly share it with anyone? Not only share it, but create a thirty minute television production, and advertise it many times a day on various networks. Do you have any idea how much that costs andrepparttar 147058 time it takes? Why bother doing all that work, and spending all that money, to tell someone else about a system that makes you thousands part-time. The answer is you wouldn't, unless of courserepparttar 147059 only system you have is one where you produce infomercials that scam people out of there money. Another consideration is this, if what they had was a legitimate money making system, and everybody started doing it. The market would eventually become flooded andrepparttar 147060 system would no longer be any good. In fact one of these infomercial superstars did make money with his system, until everyone else got intorepparttar 147061 game. Now he makes money scamming others out of theirs.

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