How we eluded the bear in 2000

Written by Ulli G. Niemann


The date October 13, 2000 will forever be embedded in my mind. It wasrepparttar day after our mutual fund trend tracking indicator had broken its long-term trend line and I sold 100% of my clients’ invested positions (and my own) and movedrepparttar 112681 proceeds torepparttar 112682 safety of money market accounts. Some people thought we were nuts, but I had come to trustrepparttar 112683 numbers.

The shake out inrepparttar 112684 stock market, which started in April 2000, had all major indexes coming off their highs, violently followed by just as strong rally attempts. The roller coaster ride was so extreme that even usually slow moving mutual funds behaved as erratically as tech stocks.

By October,repparttar 112685 markets had settled into a definable downtrend, at least according to my indicators. We sat safely onrepparttar 112686 sidelines and watchedrepparttar 112687 unfolding of what is now considered to be one ofrepparttar 112688 worst bear markets in history.

By April 2001repparttar 112689 markets really had taken a dive, but Wall Street analysts, brokers andrepparttar 112690 financial press continued to harp onrepparttar 112691 great buying opportunity this presented. Buying on dips, dollar cost averaging and “V” type recovery were continuously hyped torepparttar 112692 unsuspecting public.

Byrepparttar 112693 end ofrepparttar 112694 year, and afterrepparttar 112695 tragic events of 911,repparttar 112696 markets were even lower and people began to wake up torepparttar 112697 fact thatrepparttar 112698 investing rules ofrepparttar 112699 ‘90s were no longer applicable. Stories of investors having lost in excess of 50% of their portfolio value wererepparttar 112700 norm.

Why bring this up now? To illustraterepparttar 112701 point that I have continuously propounded throughoutrepparttar 112702 90s; that a methodical, objective approach with clearly defined Buy and Sell signals is a “must” for any investor.

Short-Term or PayDay Loans

Written by Stanley T. Crawford


Please feel free to use this article for your newsletter, ezine, or web site, in its entirety includingrepparttar resource box. Please notify me of publication by sending a website link or a copy of your ezine when published mailto:cigllc@yahoo.com. Thank you!

Short-Term or PayD ay Loans By Stanley T. Crawford

Short-term loans, payday loans, and cash advances, these are often frowned upon by some people. Yet there is a large market for these loans. Most advice concerning these loans is not to obtain them, howeverrepparttar 112680 fact remains that thousands of people obtain these loans every month. If they weren’t profitable, places like ACE, Cash America, and other businesses wouldn’t provide these loans.

If they are such a disliked product then someone should step forward and help people who get these loans. The help cannot be purely to tell these individuals that they should seek credit counseling, but it has to consist of monetary help, as well. Most people who get these loans already know they need financial canceling, but they also know that their immediate situation needs to be addressed. Normally, this requires CASH.

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