How to Save Money with PayPal

Written by Albin Dittli


PayPal offers two types of accounts. The first isrepparttar “Personal Account” andrepparttar 108891 second isrepparttar 108892 “Premier/Business Account”. With both types of accounts you can do certain things for free. These free activities are open an account, send money, withdraw funds to U.S. Banks, and add funds.

With both types there are fees for withdrawing funds for non U.S. banks and rate conversion fees.

The big difference is with receiving funds. PayPal charges Premier and Business accounts to receive payments. Personal accounts are free, but may not receive credit card payments.

The business account fees to receive funds can be as high as 2.9% ofrepparttar 108893 transaction plus an additional $.30 per transactions. This can be very expensive, especially on smaller amounts.

The main reason you would set up a business account is so that you can accept credit cards. You are probably only accepting credit cards if you are running some type of business.

However, with a business account you are charged fees when you receive money, even when it is just a transfer from another U.S. PayPal account. This type of transfer would be free in a personal account.

If you run a business you have little choice but to have a business account. However, there is nothing to prevent you from also having a personal account.

If you run a business and also belong to a program where you will be receiving commissions then you should open two PayPal accounts. Open a business account for your business. Open a free personal account for all ofrepparttar 108894 affiliate and network marketing programs that you are in.

Lottery Scam, what it is and how to avoid it?

Written by Nowshade kabir


Internet scams and frauds are onrepparttar rise! The quantity of scam emails with various fraud schemes any email account receives today is simply overwhelming! There is this infamous Nigerian 419 scam, which is by farrepparttar 108890 most widely circulated one. I wrote about it in one of our ezine articles not long ago. You can read about it here! And there are many other scams like Lottery, Letter of Credit, money transfer, black money conversion, real estate, fraudulent order andrepparttar 108891 list goes on and on. Looking at my daily doze of scam letters, looks like,repparttar 108892 lottery scam seams to be gaining popularity amongrepparttar 108893 con artists. This scam is similar to other forward fee schemes, whererepparttar 108894 goal of repparttar 108895 con artist is to persuade an unsuspected victim to send an advance payment for some dubious offers thatrepparttar 108896 swindlers never plan to fulfill.

Email Lottery Scam

The subject ofrepparttar 108897 emails from an unknown source to you will, probably show, something similar to, “Congratulation! You have own a lottery”. With minor variationsrepparttar 108898 text in most of these letters is virtually identical.

The letter, usually, claims to be issued by a Lottery Company based in some countries like The Netherlands, Switzerland, England, Canada orrepparttar 108899 USA.

And then it says that you are one of many people randomly chosen from all overrepparttar 108900 world to participate in a lottery of a very large sum. You along with some others have won this lottery. You will be asked to contact them immediately to claim your prize money. Most certainly,repparttar 108901 letter will also warn you to keep this as a secret and will specify thatrepparttar 108902 offer has a time limit.

If you contact them after receiving this letter; there are number of variation howrepparttar 108903 thugs will try to swindle you. They are quite imaginative and sometimes very innovative in their endeavors.

In generalrepparttar 108904 idea is – you have to pay a fee beforerepparttar 108905 lottery company can releaserepparttar 108906 amount to you. The pretexts are, usually, an investigation company has to make sure that you arerepparttar 108907 right person who wonrepparttar 108908 lottery, as a foreigner you have to pay a tax before you can get your prize and there is a processing and handling fee that has to be paid before hand, etc.

Don’t think that these dubious offers are only sent by emails. People received them by regular mails, by direct phone calls and even by SMS.

Cont'd on page 2 ==>
 
ImproveHomeLife.com © 2005
Terms of Use