How to Reduce Car Insurance PremiumsWritten by John Mussi
Here are some useful tips on how to reduce car insurance premiums. Firstly, you need to find a sense of balance between coverage and cost. Apart from negotiating a good deal, there are some other things that you can do to further bring down your car insurance premium for example; Many insurers average yearly mileage at 12,000 miles. If you do not drive this amount, you can inform your insurer, thus resulting in a reduction in your premium. Park car - Parking your car in a secure location such as a locked garage or a secure designated off road parking spot can potentially reduce your premiums. Bulk buying - Most of big insurance companies offer all forms of insurance such as home, life etc. You may receive a discount for buying multiple forms of insurance with same company. Female drivers are statistically less prone to accidents. Women can avail their quotes from a firm that specialises in covering female drivers. Anti-theft alarm - Equip your car with electronic central locking and alarm. Most insurance companies have a discount if you have these devices fitted in your car.
| | Guide to Car InsuranceWritten by John Mussi
Here is a useful guide to car insurance. Buying car or motor insurance is important as it is legally enforced in UK . You are required by law to have a policy to cover your liability to other road users. Car Insurance protects motorists and drivers against liability in event of accidents they may cause. It can also provide cover for motorist's own vehicle. If you are cause of an accident car insurance company will pay your liability to other people involved in accident. Car insurance is a contract between you and insurer, specifying each party's rights and obligations. Essentially car insurance company promises to provide specific coverage for you in return for your payment of car insurance premium. Many different types of car insurance cover are available, ranging from third party cover which protects individuals against liability should they injure a third party or cause damage to a third party's property, but does not provide any cover for individual's own vehicle or property, through to comprehensive cover, which can offer protection for accidental damage, theft, fire damage as well as liability towards third parties.
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